We will handle your requests individually.
We will protect you and your loved ones in case of adverse situations in life.
Benefit from attractive returns on your disposable funds.
About Vital Invest – Exclusive Investment Strategies
- Investment life insurance that offers attractive returns on disposable funds
- It is possible to specify a person, who would receive insurance benefits without inheritance procedure
- Minimum term of 5 years
- Pay extraordinary insurance premium (minimum amount of CZK 100,000) throughout the product term without any sanctions
- Gain access to the premium Amundi Global Perspectives fund
- If necessary, use your paid insurance premiums in the form of extraordinary withdrawals (min. amount of CZK 5,000) – minimum period of two months between individual withdrawals
- Select one of 4 variants of insurance protection for the event of death with Vital Invest
- Optional comprehensive supplementary accident insurance for up to CZK 1 million, covering the risk of accidental death, permanent effects/health damage due to an accident
This product is mainly suitable for people, who:
- Wish to generate above-standard returns on their disposable funds
- Contemplate a long-term investment that would offer attractive returns
- Would like to arrange protection for themselves and their loved ones in case of unexpected situations in life
- Require access to their financial funds
You might also like to know
- The Exclusive strategy combines funds managed by the Investment Capital Company of Komerční banka, and the Amundi Global Perspectives fund, in various ratios
- On the basis of your expectations and experience, you yourself will decide how your investment is distributed
- The Exclusive strategy is designed for clients who wish to make a one-time investment of a minimum of CZK 1,000,000
Important information for you
- Risk of your investment changes based on the rate, in which open-end mutual fund is represented in the selected strategy
- Returns on your financial funds are not guaranteed, and depend on the development of premium Amundi Global Perspectives fund share price, and of other funds in the strategy
This site containing investment products and insurance-based investment products is not intended for citizens or residents of the United States of America (USA) or for any “U.S. Person”, as defined in SEC Regulation S under the U.S. Securities Act of 1933. The investment products and insurance-based investment products described on this website are not registered under the U.S. federal securities laws or any other relevant U.S. state laws. Consequently, no investment products or insurance-based investment products may be offered or sold directly or indirectly in the USA, to or for the benefit of residents and citizens of the USA and to U.S. Persons. This restriction also applies to residents and citizens of the USA and U.S. Persons who may access this website while outside of the USA.
Minimum amount of investment is CZK 1 million.
Insurance benefit payments are not subject to inheritance tax and are exempt from income taxes.
This document is not an investment recommendation as per Regulation (EU) no. 596/2014 of the European Parliament and of the Council, On Market Abuse, nor does it represent investment advice as per Act no. 256/2004 Coll., On Capital Market Undertakings, as amended. The information set forth in this document must not be regarded as an offer to purchase or sell any investment instrument, or any other invitation or incentive to purchase or sell same.
By law, Komerční banka, a.s. cannot provide legal or tax advice. Before the investment, the client should perform their own risk analysis in terms of the legal, tax and accounting consequences, without exclusively relying on the information in this document, and possibly consult the service with a tax or other adviser.
Komerční banka, a.s. does not assume any responsibility for damage caused by using this document or the information contained therein, beyond the scope stipulated by legal regulations. Every investor is obliged to make their own informed decision about the suitability of the investment, because the investment instrument mentioned in this document may not be suitable for all investors.
The investment instruments’ past performance does not guarantee future performance. Expected future performance is based on assumptions which may not occur. The investment instruments and investments are connected with various investment risks, whereby the value of the investment may rise or fall, and the return of the original invested sum is not guaranteed. Moreover, investment instruments denominated in a different currency are exposed to risks arising from changes in exchange rates, with a possible positive or negative impact on the price of the investment instrument, and subsequently on the valuation of the investment.
Employees of Komerční banka, a.s., and other companies which form a group with it or persons close to them, including the authors of this document, may occasionally trade or hold the investment instruments mentioned in this document, or derivatives based on them. Komerční banka, a.s., and the companies which form a group with it, are not bound by this document when providing investment services to its clients.
This document is issued by Komerční banka, a.s., which is a bank and securities trader within the meaning of the relevant legal regulations, and as such is subject to supervision by the Czech National Bank.
Important information for you
This site containing investment products and insurance-based investment products is not intended for citizens or residents of the United States of america (USA) or for any “U.S. Person”, as defined in SEC Regulation S under the U.S. Securities Act of 1933. The investment products and insurance-based investment products described on this website are not registered under the U.S. federal securities laws or any other relevant U.S. state laws. Consequently, no investment product may be offered or sold directly or indirectly in the USA, to or for the benefit of residents and citizens of the USA and to U.S. Persons. This restriction also applies to residents and citizens of the USA and U.S. Persons who may access this website while outside of the USA.