• Vital Invest – Exclusive Investment Strategies

    Investment life insurance with one-off insurance premium that offers attractive returns on your disposable funds.

Smart

Benefit from access to the premium Amundi Patrimoine fund.

Peace of mind

Take advantage of optional comprehensive accident insurance.

Money anytime

Use the insurance premium paid in the form of extraordinary withdrawals.

Quick benefits

Specify a beneficiary for insurance benefits without inheritance procedure.

Why KB?

Your call

We will handle your requests individually.

Protection

We will protect you and your loved ones in case of adverse situations in life.

Generate returns

Benefit from attractive returns on your disposable funds.

Minimum investment

Minimum amount of investment is CZK 1 million.

Inheritance tax

Insurance benefit payments are not subject to inheritance tax and are exempt from income taxes.

Pricelist

Detailed KB pricelist and interest rates.

Detail

About Vital Invest – Exclusive Investment Strategies

  • Investment life insurance that offers attractive returns on disposable funds
  • It is possible to specify a person, who would receive insurance benefits without inheritance procedure
  • There are 3 alternative investment strategies available, with different ratio of potential returns
  • Minimum term of 5 years
  • Pay extraordinary insurance premium (minimum amount of CZK 100,000) throughout the product term without any sanctions
  • Gain access to the premium Amundi Patrimoine fund
  • If necessary, use your paid insurance premiums in the form of extraordinary withdrawals (min. amount of CZK 5,000) – minimum period of two months between individual withdrawals
  • Select one of 4 variants of insurance protection for the event of death with Vital Invest
  • Optional comprehensive supplementary accident insurance for up to CZK 1 million, covering the risk of accidental death, permanent effects/health damage due to an accident
  • This product is mainly suitable for people, who:
    • Wish to generate above-standard returns on their disposable funds
    • Contemplate a long-term investment that would offer attractive returns
    • Would like to arrange protection for themselves and their loved ones in case of unexpected situations in life
    • Require access to their financial funds

You might also like to know

  • Following investment strategies are available under Exclusive Investment Strategies:
    • Conservative:
      • Intended for conservative clients
      • Financial funds are allocated to a fund with guaranteed returns and Amundi Patrimoine mixed fund in the rate of 75 to 25
      • Invested funds ae protected from significant market fluctuations
      • Strategy is expected to outperform standard savings accounts
    • Balanced:
      • Intended for clients, who expected higher returns on their savings
      • Financial funds are allocated to a fund with guaranteed returns and Amundi Patrimoine mixed fund in the rate of 50 to 50
    • Dynamic:
      • Intended for experienced clients
      • Financial funds are allocated to a fund with guaranteed returns and Amundi Patrimoine mixed fund in the rate of 25 to 75

Important information for you

  • Risk of your investment changes based on the rate, in which open-end mutual fund is represented in the selected strategy
  • Returns on your financial funds are not guaranteed and depend on the development of premium Amundi Patrimoine fund share price

Caution

This site containing investment products and insurance-based investment products is not intended for citizens or residents of the United States of America (USA) or for any “U.S. Person”, as defined in SEC Regulation S under the U.S. Securities Act of 1933. The investment products and insurance-based investment products described on this website are not registered under the U.S. federal securities laws or any other relevant U.S. state laws. Consequently, no investment products or insurance-based investment products may be offered or sold directly or indirectly in the USA, to or for the benefit of residents and citizens of the USA and to U.S. Persons. This restriction also applies to residents and citizens of the USA and U.S. Persons who may access this website while outside of the USA.