Intended for people who want to actively decide about their investments.
Select from a number of funds suitable for different investment strategies.
Product provides an investment recoverability guarantee for surviving relatives.
Co je Vital Invest
- Investment life insurance for the event of death or survival that allows you to protect yourself and your loved ones from adverse events, with a chance to get attractive returns on your savings
Select your own investment strategy – five different funds offered:
- Fond s garantovaným zhodnocením (Fund with guaranteed returns)
- IKS Dluhopisový Bond PLUS (bond fund)
- IKS Balancovaný – dynamický (IKS Balanced – Dynamic)
- KB PSA 4 Popular (mixed fund)
- KB PSA 5D – Popular A – as of 22 April 2015 (share fund)
- These funds may be combined to generate optimal returns
- Conservative clients may invest some of their funds in the guaranteed fund
- Selected strategy may be modified anytime throughout the insurance term
- Vital Invest offers
- 4 different insurance coverage variants for the event of death – for protection of your loved ones
Comprehensive supplementary insurance for up to CZK 1 million – with the coverage of following risks:
- Accidental death
- Permanent effects of an accident
- Accidental damage
investment recoverability guarantee for the event of death
- In case of a claim, beneficiaries receive the agreed insurance benefits for the event of death
- Moreover, they receive the higher of – current value of deposited funds on the date of death or premiums paid to date (investment component)
You might also like to know
Fund with guaranteed returns
- Shares in profit are always added to announced guaranteed interest rate at the beginning of the next year
Current guaranteed interest rate for 2017:
- 1.1% p.a. for Funds with a Guaranteed Appreciation for contracts concluded in 2017
- 0.5% p.a. for Funds with a Guaranteed Appreciation for existing contracts. In case of investments into additional funds, it is possible to obtain a bonus to the guaranteed rate of up to 0.3% p.a.
Important information for you
This site containing investment products and insurance-based investment products is not intended for citizens or residents of the United States of america (USA) or for any “U.S. Person”, as defined in SEC Regulation S under the U.S. Securities Act of 1933. The investment products and insurance-based investment products described on this website are not registered under the U.S. federal securities laws or any other relevant U.S. state laws. Consequently, no investment product may be offered or sold directly or indirectly in the USA, to or for the benefit of residents and citizens of the USA and to U.S. Persons. This restriction also applies to residents and citizens of the USA and U.S. Persons who may access this website while outside of the USA.