• Vital Invest

    Investment life insurance for the event of death or survival, with attractive returns on savings.

Returns

Generate attractive returns with our funds.

Insurance

Protect yourself and your loved ones in case of adverse events.

Tax benefits

Reduce your tax base by up to CZK 12,000 a year

Flexibility

Change the product focus at your discretion (investment vs. insurance).

Why KB?

Actively decide

Intended for people who want to actively decide about their investments.

Select strategy

Select from a number of funds suitable for different investment strategies.

Get guarantee

Product provides an investment recoverability guarantee for surviving relatives.

How to get this product?

Select a branch, leave your contact information – we will call you back.

At a branch

Leave it all up to us. Leave your contact information – we will call you back.

Call Me Back

Pricelist

Detailed KB pricelist and interest rates.

Detail

Co je Vital Invest

  • Investment life insurance for the event of death or survival that allows you to protect yourself and your loved ones from adverse events, with a chance to get attractive returns on your savings
  • Select your own investment strategy – five different funds offered:
    • Fond s garantovaným zhodnocením (Fund with guaranteed returns)
    • IKS Dluhopisový Bond PLUS (bond fund)
    • IKS Balancovaný – dynamický (IKS Balanced – Dynamic)
    • KB PSA 4 Popular (mixed fund)
    • KB PSA 5D – Popular A – as of 22 April 2015 (share fund)
  • These funds may be combined to generate optimal returns
  • Conservative clients may invest some of their funds in the guaranteed fund
  • Selected strategy may be modified anytime throughout the insurance term
  • Vital Invest offers
  • 4 different insurance coverage variants for the event of death – for protection of your loved ones
  • Comprehensive supplementary insurance for up to CZK 1 million – with the coverage of following risks:
    • Accidental death
    • Permanent effects of an accident
    • Accidental damage
  • investment recoverability guarantee for the event of death
    • In case of a claim, beneficiaries receive the agreed insurance benefits for the event of death
    • Moreover, they receive the higher of – current value of deposited funds on the date of death or premiums paid to date (investment component)

You might also like to know

  • Fund with guaranteed returns
    • Shares in profit are always added to announced guaranteed interest rate at the beginning of the next year
    • Current guaranteed interest rate for 2016:
      • 1.2% p.a. for Funds with a Guaranteed Appreciation for contracts concluded after 14 December 2015 (inclusive)
      • 0.8% p.a. for Funds with a Guaranteed Appreciation for contracts concluded no later than 13 December 2015 (inclusive)

Important information for you

This site containing investment products and insurance-based investment products is not intended for citizens or residents of the United States of america (USA) or for any “U.S. Person”, as defined in SEC Regulation S under the U.S. Securities Act of 1933. The investment products and insurance-based investment products described on this website are not registered under the U.S. federal securities laws or any other relevant U.S. state laws. Consequently, no investment product may be offered or sold directly or indirectly in the USA, to or for the benefit of residents and citizens of the USA and to U.S. Persons. This restriction also applies to residents and citizens of the USA and U.S. Persons who may access this website while outside of the USA.