• Vital Premium

    Superb life insurance with one-off insurance premium that will generate attractive return.

No questions

Get insurance without any questionnaires about your health.

Money any time

Make special withdrawals any time you need.


Protect your loved ones against unexpected events.

Benefits quickly

Specify a person that would get benefits without inheritance procedure.

Why KB?

Draw pension

Unique option to define regular withdrawals on part of the premiums.

Secure your family

Increase insurance benefits in case of insured person’s death.

Tax free

Insurance benefits are not subject to inheritance/income tax.

How to get this product?

Select a branch, leave your contact information – we will call you back.

At a branch

Leave it all up to us. Leave your contact information – we will call you back.

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About Vital Premium

  • Savings life insurance with above standard returns on invested funds
  • One-off payment of insurance premium of no less than EUR (USD) 100,000 – these funds are always available
  • Possible one-off withdrawals as well as unique withdrawals in regular monthly or quarterly intervals
  • In case of survival, the agreed insured amount is paid out, including any accrued profits
  • In case of the insured person’s death, the specified beneficiary receives increased insurance benefits without inheritance procedure
  • Insurance benefits paid out within 2 weeks after all required documents are submitted

You might also like to know

  • For 2017, Komerční pojišťovna guarantees minimum returns of 1.0% p.a. (EUR), or 1.4% p.a. (USD)
  • At the beginning of each year, the insurance company announces the minimum total returns for the given year, including expected shares in profits
  • At the end of each year, the total returns for the previous year are announced, with any other shares in profits
  • Minimum period of insurance shall be five years
  • Extraordinary insurance premium payments of no less than EUR (USD) 5,000 can be made throughout the insurance policy term
  • Minimum amount of one-off or regular extraordinary withdrawals shall be EUR (USD) 2,000
  • Insurance benefits not subject to inheritance tax and is exempt from income tax

Important information for you

This site containing investment products and insurance-based investment products is not intended for citizens or residents of the United States of america (USA) or for any “U.S. Person”, as defined in SEC Regulation S under the U.S. Securities Act of 1933. The investment products and insurance-based investment products described on this website are not registered under the U.S. federal securities laws or any other relevant U.S. state laws. Consequently, no investment product may be offered or sold directly or indirectly in the USA, to or for the benefit of residents and citizens of the USA and to U.S. Persons. This restriction also applies to residents and citizens of the USA and U.S. Persons who may access this website while outside of the USA.


Detailed KB pricelist and interest rates.