• Payment Protection Insurance

    Useful optional service to Profi Loans that covers your liabilities in case of adverse life situations.


Insure your business activities.


Fulfil your obligations even in case of unexpected life events.

Fixed fee

Pay the same fee for your coverage throughout the loan term.

Attractive price

Get financial security at an attractive price.

Why KB?

Save time

No medical questionnaire – only a health statement.

Great deal

Insurance premium is much lower than a loan payment.

With help

We will help you protect your business activities.

How to get this product?

Select a branch, leave your contact information – we will call you back.

At a branch

Leave it all up to us. Leave your contact information – we will call you back.

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About Payment Protection Insurance

  • Optional service to Profi Loans
  • Effective instrument for covering business liabilities even in case of unexpected life situations
  • Intended for Profi Loan applicants aged from 18 to 60 years
  • Quick and effective financial aid with loan payments in the event of unexpected life situations
  • Constant insurance premium throughout your loan term
  • No medical questionnaire required
  • Payment Protection Insurance covers the risk of:
    • Death
    • Total disability
    • Incapacity for work

You might also like to know

  • Insurance benefits are exempt from income tax
  • No medical questionnaire required – simply provide your Health Statement
  • Insurance premium is much lower than a loan payment
  • Example of insurance premium calculation:
    • Loan amount of CZK 700,000 with loan term of 3 years: your monthly payment would amount to CZK 26,300 and your monthly insurance premium only CZK 700


Insured person’s entry age is at least 18 and up to 60 years.

Insurance benefits

Insurance benefits for the event of total disability or death of the insured person amount to CZK 2,500,000.

Provided by

The product is provided by Komerční pojišťovna a.s.


Detailed KB pricelist and interest rates.