• Profi Payment Protection Insurance

    Accident insurance that covers your regular business-related expenses.


Protect your business against incapacity for work.


Purchase your policy conveniently, without any medical questionnaire.

Stable income

Get up to CZK 40,000 each month for your business-related expenses for a year.


Purchase your insurance policy at any KB branch.

Why KB?

Travel without worry

The insurance also covers any claims/events that occur abroad.

Just choose

Two insurance programmes available – select the one that suits your needs.

Quick help

Get insurance benefits of up to CZK 400,000 within 48 hours.

How to get this product?

Select a branch, leave your contact information – we will call you back.

At a branch

Get the service online – directly in the MojeBanka application.


Leave it all up to us. Leave your contact information – we will call you back.

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About Profi Payment Protection Insurance

  • Accident insurance for entrepreneurs
  • It covers regular expenses in case of unexpected events and incapacity for work caused by an accident for up to 12 months
  • In case of accidental death, your relatives will receive up to CZK 400,000 within 48 hours
  • Accident insurance that covers risk of long-term incapacity for work, disability or death 
  • Two insurance programmes available – Klasik or Extra
  • Monthly benefits are determined on the basis of regular payments made from your KB business current account
  • Based on the claim type and selected programme, we will provide you with monthly income of up to CZK 40,000 for a year
  • Insurance also covers any claims arising abroad
  • Purchase your insurance policy at any KB branch, without the need to complete a medical questionnaire

You might also like to know

  • Insurance benefits exempt from income tax
  • For the purpose of insurance benefits, a regular payment shall mean any monthly, quarterly, semi-annual or annual payments made from the given KB business account to a service provider (with the exception of loan payments)
  • Examples of regular payments: 
    • Lease / sublease payments for business premise
    • Electricity and gas payments
    • Payments for external heating and hot water
    • Water charges
    • Telephone, radio, and television charges
    • Internet payments
    • Educational and training services
    • Payments for parking or garage space
    • Other payments
  • Overview of the Klasik and Extra programmes:
Indemnification limits Death caused by an accident Disability caused by an accident Sick leave caused by an accident Yearly fee
Klasik Monthly - up to 12 × CZK 20,000 up to 12 × CZK 20,000 CZK 990
Nonrecurring immediate support CZK 200,000 - -
Extra Monthly - up to 12 × CZK 40,000 up to 12 × CZK 40,000 CZK 1,990
Nonrecurring immediate support CZK 400,000 - -

Regular payments

Monthly, quarterly, semi-annual or annual payments made from a KB account to a service provider.

Intended for

Entrepreneurs aged 18 to 65 years and owners of business accounts with Komerční banka.

Provided by

Profi Payment Protection Insurance is provided by Komerční pojišťovna, a.s.

Profi Merlin Payment Card Insurance

Insurance of business payment cards and personal belongings against theft and other unpleasant events.



Detailed KB pricelist and interest rates.