Travel without worry
The insurance also covers any claims/events that occur abroad.
Two insurance programmes available – select the one that suits your needs.
Get insurance benefits of up to CZK 400,000 within 48 hours.
About Profi Payment Protection Insurance
- Accident insurance for entrepreneurs
- It covers regular expenses in case of unexpected events and incapacity for work caused by an accident for up to 12 months
- In case of accidental death, your relatives will receive up to CZK 400,000 within 48 hours
- Accident insurance that covers risk of long-term incapacity for work, disability or death
- Two insurance programmes available – Klasik or Extra
- Monthly benefits are determined on the basis of regular payments made from your KB business current account
- Based on the claim type and selected programme, we will provide you with monthly income of up to CZK 40,000 for a year
- Insurance also covers any claims arising abroad
- Purchase your insurance policy at any KB branch, without the need to complete a medical questionnaire
You might also like to know
- Insurance benefits exempt from income tax
- For the purpose of insurance benefits, a regular payment shall mean any monthly, quarterly, semi-annual or annual payments made from the given KB business account to a service provider (with the exception of loan payments)
Examples of regular payments:
- Lease / sublease payments for business premise
- Electricity and gas payments
- Payments for external heating and hot water
- Water charges
- Telephone, radio, and television charges
- Internet payments
- Educational and training services
- Payments for parking or garage space
- Other payments
- Overview of the Klasik and Extra programmes:
|Indemnification limits||Death caused by an accident||Disability caused by an accident||Sick leave caused by an accident||Yearly fee|
|Klasik||Monthly||-||up to 12 × CZK 20,000||up to 12 × CZK 20,000||CZK 990|
|Nonrecurring immediate support||CZK 200,000||-||-|
|Extra||Monthly||-||up to 12 × CZK 40,000||up to 12 × CZK 40,000||CZK 1,990|
|Nonrecurring immediate support||CZK 400,000||-||-|
Monthly, quarterly, semi-annual or annual payments made from a KB account to a service provider.
Entrepreneurs aged 18 to 65 years and owners of business accounts with Komerční banka.
Profi Payment Protection Insurance is provided by Komerční pojišťovna, a.s.