Travel without worry
The insurance also covers any claims/events that occur abroad.
Two insurance programmes available – select the one that suits your needs.
Get insurance benefits of up to CZK 400,000 within 48 hours.
Monthly, quarterly, semi-annual or annual payments made from a KB account to a service provider.
Entrepreneurs aged 18 to 65 years and owners of business accounts with Komerční banka.
Profi Payment Protection Insurance is provided by Komerční pojišťovna, a.s.
About Profi Payment Protection Insurance
- Accident insurance for entrepreneurs
- It covers regular expenses in case of unexpected events and incapacity for work caused by an accident for up to 12 months
- In case of accidental death, your relatives will receive up to CZK 400,000 within 48 hours
- Accident insurance that covers risk of long-term incapacity for work, disability or death
- Two insurance programmes available – Klasik or Extra
- Monthly benefits are determined on the basis of regular payments made from your KB business current account
- Based on the claim type and selected programme, we will provide you with monthly income of up to CZK 40,000 for a year
- Insurance also covers any claims arising abroad
- Purchase your insurance policy at any KB branch, without the need to complete a medical questionnaire
You might also like to know
- Insurance benefits exempt from income tax
- For the purpose of insurance benefits, a regular payment shall mean any monthly, quarterly, semi-annual or annual payments made from the given KB business account to a service provider (with the exception of loan payments)
Examples of regular payments:
- Lease / sublease payments for business premise
- Electricity and gas payments
- Payments for external heating and hot water
- Water charges
- Telephone, radio, and television charges
- Internet payments
- Educational and training services
- Payments for parking or garage space
- Other payments
- Overview of the Klasik and Extra programmes:
|Indemnification limits||Death caused by an accident||Disability caused by an accident||Sick leave caused by an accident||Yearly fee|
|Klasik||Monthly||-||up to 12 × CZK 20,000||up to 12 × CZK 20,000||CZK 990|
|Nonrecurring immediate support||CZK 200,000||-||-|
|Extra||Monthly||-||up to 12 × CZK 40,000||up to 12 × CZK 40,000||CZK 1,990|
|Nonrecurring immediate support||CZK 400,000||-||-|