TOP OFFER ACCOUNT

Exclusive bank account for the most demanding clients

Exclusive TOP Offer bank account with prestigious payment cards ​

Free withdrawals around the world

ATM withdrawals free of charge – both in the Czech Republic and worldwide

Two more current accounts in CZK, USD or EUR free of charge

Platinum Visa free of charge with World Elite credit card available

Account maintenance free of charge for KB Premium clients

PRESTIGE PAYMENT CARDS

Platinum Visa Debit Card

Get travel insurance for the whole family, roadside assistance, including hotel bookings or securing a lawyer with the Platinum Visa card automatically added to your account

More information

World Elite Credit Card

In addition, get a free World Elite card and travel safely and comfortably with your family. With the card, you have access to up to 500 000 CZK, travel insurance up to 10 million CZK

More information

Gold card

Withdraw money from all ATMs worldwide for free. In addition, you get travel insurance with assistance services

More information

Entrances to 1,300+ airport lounges

Thanks to payment cards, you get access to VIP lounges at airports.

More information >

Travel insurance for the whole family

Exclusive travel insurance as part of the prestigious World Elite card covers you up to CZK 10 million.

More information>

Contact us

Reach out to us by email or telephone and we will set up a meeting for you at your nearest KB Premium centre.

kbpremium@kbinfo.cz      800 521 521

Get KB Premium free of charge

You can enjoy our TOP Offer account completely free of charge, if you fulfil at least one of the following conditions each month. The specified limits in Czech crowns also apply to foreign currency equivalents.

  • Your total savings and investments with Komerční banka and/or Modrá pyramida (MPSS) and/or Komerční pojišťovna (KP) and/or KB Penzijní společnost (KB PS) and/or Amundi Czech Republic amount to CZK 3,000,000 or more.
  • Income for your personal bank accounts (that we maintain for you as a consumer) amounts to no less than CZK 100,000 with at least one incoming payment of CZK 70,000 or more.
  • Monthly income for your personal bank accounts (that we maintain for you as a consumer) amounts to no less than CZK 100,000 on average for the past 12 months and your total savings and investments with KB and/or MPSS and/or KP and/or KB PS and/or Amundi Czech Republic amount to CZK 1,000,000 or more.
  • Sum of all your KB loan payments (i.e. with regard to consumer, mortgage, and pre-mortgage loans) and/or MPSS building savings loan payments amounts to no less than CZK 30,000.
  • Sum of your KB mortgage loans and/or MPSS buildings savings loans amounts to no less than CZK 6,000,000 (i.e. loan amounts specified in the applicable loan agreements). Or you are the owner of a TOP nabídka account opened by December 31st, 2022 and you have already fulfilled the condition for keeping the account free of charge by the sum of granted mortgage loans at KB and/or loans from building savings at MPSS in the amount of at least CZK 5,000,000.
  • You are a client of Komerční banka Private Banking.

If you do not meet at least one of the above criteria, we may charge you CZK 1,490 per month for KB Premium.

Good to know

  • Maintenance of a CZK account
  • Two additional current accounts in CZK, USD or EUR
  • Debit payment cards – 2 Gold Cards or prestigious Platinum Visa card
  • In addition to the aforementioned cards, Embossed Card is also provided that is subject to fees for withdrawals from third-party ATMs in the Czech Republic and abroad according to the current pricelist
  • Mastercard World Elite credit card
  • Free ATM withdrawals worldwide
  • Manage your account using telephone, computer or mobile phone
  • Arrange, change or cancel an authorised overdraft
  • Set up standing orders or direct debits (incl. SIPO) free of charge using your mobile phone or online
  • Merlin payment card insurance for two insureds
  • We will transfer your standing orders and close your account with your existing bank upon request

 

Quality guarantee: If you are not fully satisfied with your newly opened account during the first six months, we will refund your account maintenance fees.

With Gold Card that is available with Top Offer, you will also have all ATM withdrawals free of charge (both KB and third-party ATMs).

Moreover, you can benefit from:

Travel insurance for you and your family Roadside Assistance Services

Offering unique benefits, the prestigious Platinum Visa debit card that is available with the account is intended for the most demanding clients.

Premium travel insurance for you and your family

  • Third-party liability insurance
  • Insurance covering losses associated with air travel (e.g. luggage and flight delay insurance)
  • Equipment insurance (golf, skiing or business trips equipment)

Roadside assistance services DragonPass membership that will allow you to purchase passes to more than 1,300 airport lounges All ATM withdrawals free of charge, both in the Czech Republic and abroad.

  • Maintenance of a CZK account
  • Two additional current accounts in CZK, USD or EUR
  • New: prestigious payments cards – either two Platinum Visa debit cards or two Gold Card debit cards (with the second card intended for a family member)
  • In addition to the aforementioned cards, Embossed Card is also provided that is subject to fees for withdrawals from third-party ATMs in the Czech Republic and abroad according to the current pricelist
  • New: two Mastercard World Elite credit cards (with the second card intended for a family member)
  • Free ATM withdrawals worldwide
  • Manage your account using telephone, computer or mobile phone
  • Arrange, change or cancel an authorised overdraft
  • Set up standing orders or direct debits (incl. SIPO) free of charge using your mobile phone or online
  • Merlin payment card insurance for two insureds
  • We will transfer your standing orders and close your account with your existing bank upon request

 

Quality guarantee: If you are not fully satisfied with your newly opened account during the first six months, we will refund your account maintenance fees.

With Gold Card that is available with Top Offer, you will also have all ATM withdrawals free of charge (both KB and third-party ATMs).

Moreover, you can benefit from:

Travel insurance for cardholders and their families Roadside assistance services

Offering unique benefits, the prestigious Platinum Visa debit card that is available with the account is intended for the most demanding clients.

Premium travel insurance for cardholders and their families

  • Third-party liability insurance
  • Insurance covering losses associated with air travel (e.g. luggage and flight delay insurance)
  • Equipment insurance (golf, skiing or business trips equipment)

Roadside assistance services DragonPass membership that will allow you to purchase passes to more than 1,300 airport lounges All ATM withdrawals free of charge, both in the Czech Republic and abroad.

You can handle all formalities at one of our branches.

Present the following:

  • Identity card
  • Another ID document (passport or driving licence)

Foreign nationals should present a passport.

Just a few signatures and you can immediately start using your account. You will receive your account number as well as online banking access together with your contract.