Mortgage Loans

Finance your housing in line with your preferences

Exclusively for KB Premium clients

Lower interest rates compared to standard offer

Lower interest rates with insurance from Komerční pojišťovna

Up to CZK 800,000 extra for things a mortgage loan usually does not cover

Your KB Premium relationship manager will find the best solution for you

Monitor your mortgage loan in a mobile app


  • You can reduce your tax base by any interest you pay

  • Each year (during the month of the loan anniversary), you can repay up to 25% of the original loan amount free of charge in accordance with the Consumer Loan Act

  • We will handle the real estate valuation for the purpose of security

  • Purchase property insurance conveniently in KB together with your mortgage loan

  • Mortgage loan of up to 90% of real estate value

  • In selected cases, the loan funds can be paid out to your current account

  • Mortgage loan can be drawn on based on an application for the registration of lien 

  • Benefit from even lower interest rate in combination with life insurance



You can get up to CZK 800,000 extra even for what a regular mortgage does not cover. You can pay off 25% of your mortgage for free every year. With property insurance, we will lower your interest rate.

More information >

American Mortgage

We will lend you up to CZK 10,000,000 for anything up to 70% of the property's price. You can repay up to 20 years.

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Mortgage 2 in 1

Get extra money with a more favorable interest rate than a regular loan. You can pay off 25% of your mortgage for free every year.

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Development projects

Save on mortgages and choose from development projects that are implemented in cooperation with Komerční banka. Take advantage of favorable financing conditions.

Overview of projects >

Contact us

Reach out to us by email or telephone and we will set up a meeting for you at your nearest KB Premium centre.      800 521 521