Loans and Financing
Mortgage Loan in CZK or Foreign Currency
Special-purpose loan for businesses secured by real estate.
Short-term loan for financing construction or reconstruction amounting up to 100% of the mortgage property value.
MPSS Quick Loan
A bridging loan provided under Building Savings that is available right away, even without any savings.
Purchase Price Administration Agreement
Avoid any risk when buying or selling real estate in the Czech Republic.
Our competitively priced student loan will cover your tuition and living expenses while you study.
Get a quick personal loan within 30 minutes and draw up to CZK 2,500,000 without security.
Consolidate your loans and you'll save several thousand crowns per month while being able to spend time on the things you actually like.
Authorised Overdraft for Individuals
This consumer loan allows you to overdraw your current account and address short-term shortage of money.
General purpose loan secured with real estate that offers better terms compared to other consumer loans.
A credit card that offers grace period of up to 45 days and Payment Protection Insurance.
Contactless embossed credit card with a bonus program, 1% to pension savings, and other benefits.
Not another shopping card – this card provides many benefits that will make every woman happy.
Premium Card Platinum
Prestigious contactless credit card for demanding clients with a number of premium benefits.
Loan for Fixed Asset Investments in CZK and Foreign Currency
A special-purpose loan aimed at acquiring tangible and intangible business assets under a single loan agreement.
Profi Loan FIX
Business loan with quick approval process designed especially for small companies and entrepreneurs.
Investment loan aimed at funding of innovative projects with a guarantee from the European Investment Fund.
Profi Mortgage Loan
Loan for real estate acquisition, construction or reconstruction intended for entrepreneurs and small companies.
Business loan by ESSOX s.r.o. for the purchase of a passenger or small commercial vehicle of your choice.
Term Loan for Fixed Assets
A business loan for aimed at funding fixed assets purchases such as of machinery, vehicles, and other movable assets.
Multicurrency Loan for Municipalities
A loan in CZK or foreign currency intended for acquisition of fixed assets or covering mismatch between revenue and expenditure.
Long Term Loan for Municipalities
Special-purpose loan intended for acquisition of tangible and intangible assets with maturity of more than 10 years.
Financing of Farm Land
Simple financing with special terms, ideal for anyone wishing to purchase farm land.
EuroPremium Young Loan
A subsidized loan funded by the European Investment Bank provided to companies employing young people.
EuroMuni Municipal Loan
Special municipality funding program offered by Komerční banka in cooperation with the Council of Europe Development Bank (CEB).
Ponte II Programme
A loan for pre-financing or co-financing of projects which are eligible for grants from EU or from other public sources of funding.
Ponte II Programme
A loan for pre-financing or co-financing of projects which are eligible for grants from EU funds and from other sources of public funding.
Ponte II Programme
Comprehensive loan solution tailored to your project financed from EU funds and other sources.
Profi Lease Financing
Business lease financing for the purchase of machinery, technology or equipment with option to buy.
Loans Supported by ČMZRB a.s.
Investment or operating loans with a bank guarantee by ČMZRB under special terms.
Loans for Housing Cooperatives and AUO
Loans for reconstruction and modernization of apartment buildings for housing cooperatives and associations of unit owners with minimum requirements for security.
Commercial Real Estate Lending/Property Finance
Financing of logistics, office, or residential facilities intended for lease or sale.
Lease finance is suitable for business assets worth CZK 1 million or more. The option to purchase leased assets at the end of lease term is available.
JESSICA Programme – Soft Loans for Residential Buildings
Loan for reconstruction and modernisation of residential buildings at special terms.
Working capital loans in CZK or Foreign Currency
Special-purpose business loan aimed at financing short-term receivables to maturity and inventory.
Profi Loan for Beginning Farmers
Business loan for beginning farmers, with up to CZK 600,000 without security.
An investment loan with a guarantee from the European Investment Bank for funding of energy savings projects.
Loan Supported by PGRLF, a.s.
Enjoy benefits made possible by the partnership of KB and the Farming and Forestry Relief and Guarantee Fund (PGRLF).
Loan for CF Fluctuations
A loan for business-related needs – particularly cash flow fluctuations – that may be drawdown directly to your current account.
Revolving Credit Facility in CZK or Foreign Currency
Business loan that allows you to draw funds to your current account or make payments directly to your suppliers.
A business loan for quickly and easily financing a pre-selected vehicle – for enterprises and entrepreneurs.
Bank Overdraft in CZK or foreign currency
Business loan that allows you to overdraw your current account balance.
Discounting Bills of Exchange
Short-term loan to finance inventory and trade receivables to maturity.
KB Flexirámec credit facility limit
One limit for all type of credit facilities - apply for different types of loans and Trade Finance Products at any time within preapproved credit limit.
Multicurrency Revolving Loan for Municipalities
Revolving loan with variable interest rate designed for local government entities.
All Purpose Commercial Term Loan in CZK and Foreign Currency
You can finance all your needs (e.g. plant development, machinery, and inventory) under a single loan agreement.
Short-term Financial Market Loan
Flexible funding – several tranches with different terms and conditions under a single agreement.
Electronic Receivables Pledging
The solution enables automatic upload of month-end receivables aging report into the Bank’s system.
Flexible form of trade receivables financing with protection against insolvency of customers.
One solution can include many type of financial products and procedures tailor-made for corporate clients.
Promissory notes issuance programmes
We arrange for investors to purchase short-term promissory notes issued by reputable third parties.
Export Supplier Loan
A special-purpose loan for a foreign buyer to finance the export of goods and services from the Czech Republic.
Payment and non-payment guarantees cover various commercial risks for a wide range of creditors.
Documentary Letter of Credit
The bank’s commitment to only pay the seller the purchase price after the specific contractual conditions are met.
A documentary payment instrument that ensures security of business transactions for both parties.
Financing of Export Supplier‘s Loans Credit
The Supplier’s A credit is for financing exporters’ receivables for products and/or services supplied to foreign buyers.