Loans and Financing
Mortgage Loan in CZK or Foreign Currency
Special-purpose loan for businesses secured by real estate.
Short-term loan for financing construction or reconstruction amounting up to 100% of the mortgage property value.
Purchase Price Administration Agreement
Avoid any risk when buying or selling real estate in the Czech Republic.
Our competitively priced student loan will cover your tuition and living expenses while you study.
Get a quick personal loan within 30 minutes and draw up to CZK 2,500,000 without security.
Consolidate your loans and you'll save several thousand crowns per month while being able to spend time on the things you actually like.
Authorised Overdraft for Individuals
This consumer loan allows you to overdraw your current account and address short-term shortage of money.
General purpose loan secured with real estate that offers better terms compared to other consumer loans.
A credit card that offers grace period of up to 45 days and Payment Protection Insurance.
Contactless embossed credit card with a bonus program, 1% to pension savings, and other benefits.
Not another shopping card – this card provides many benefits that will make every woman happy.
Premium Card Platinum
Prestigious contactless credit card for demanding clients with a number of premium benefits.
Profi Loan FIX
Business loan with quick approval process designed especially for small companies and entrepreneurs.
Profi Mortgage Loan
Loan for real estate acquisition, construction or reconstruction intended for entrepreneurs and small companies.
Business loan by ESSOX s.r.o. for the purchase of a passenger or small commercial vehicle of your choice.
Multicurrency Loan for Municipalities
A loan in CZK or foreign currency intended for acquisition of fixed assets or covering mismatch between revenue and expenditure.
Long Term Loan for Municipalities
Special-purpose loan intended for acquisition of tangible and intangible assets with maturity of more than 10 years.
Financing of Farm Land
Simple financing with special terms, ideal for anyone wishing to purchase farm land.
Profi Lease Financing
Business lease financing for the purchase of machinery, technology or equipment with option to buy.
Loans Supported by ČMZRB a.s.
Investment or operating loans with a bank guarantee by ČMZRB under special terms.
Loans for Housing Cooperatives and AUO
Loans for reconstruction and modernization of apartment buildings for housing cooperatives and associations of unit owners with minimum requirements for security.
Financing of logistics, office, or residential facilities intended for lease or sale.
Lease finance is suitable for business assets worth CZK 1 million or more. The option to purchase leased assets at the end of lease term is available.
JESSICA Programme – Soft Loans for Residential Buildings
Loan for reconstruction and modernisation of residential buildings at special terms.
Profi Loan for Beginning Farmers
Business loan for beginning farmers, with up to CZK 600,000 without security.
A business loan for quickly and easily financing a pre-selected vehicle – for enterprises and entrepreneurs.
Multicurrency Revolving Loan for Municipalities
Revolving loan with variable interest rate designed for local government entities.
Short-term Financial Market Loan
Flexible funding – several tranches with different terms and conditions under a single agreement.