Pay as you need
Spread out the loan repayment over a period that suits you best.
Draw funds for larger investment in housing or consolidation of personal loans.
Early repayment (partial or full) without any penalties.
The bank does not examine loan purpose. However, it is intended solely for personal (i.e. non-business) purposes.
It is suitable for larger investments in housing or consolidation of personal loans.
Czech citizens, foreign nationals with permanent residence and EU citizens with temporary / permanent residence permit in the Czech Republic.
Get two identity documents ready – such as your ID card and passport.
Proof of income
You will also need a confirmation of income or last tax return, including confirmation of tax payment.
Get a quick personal loan within 30 minutes and draw up to CZK 2,500,000 without security.
Detailed KB pricelist and interest rates.
About Garant Loan
- Consumer loan from CZK 200,000 to 10,000,000
- Loan intended for Czech citizens, foreign nationals with permanent residence and EU citizens with temporary / permanent residence permit in the Czech Republic.
- Solely for non-business purposes
- Interest rate of 5.99% p.a. (as of 25 November 2013)
- Funds transferred directly to client’s current account
- Maximum loan term of 20 years
- Repayment solely from a KB current account
- Secured with non-commercial real estate
- Loan amount of up to 70% of the real estate regular price
You might also like to know
- Bank does not examine the loan purpose – it can be used for anything, such as investment in your own housing or consolidation of personal loans
- Higher loan amounts available
- Spread your payments over a period that suits you
- Select the payment day (e.g. after payday)
- Lower interest rate and longer loan term compared to other consumer loans
- Loan may be partially or fully repaid early without any sanctions
Check out a model example for this product.