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About Personal Loan
- Cashless loan ranging from CZK 30,000 to 2,500,000
- Loan intended for Czech citizens or individuals with permanent residence/residence permit in the Czech Republic for their non-business needs
- Maximum loan term of 8 years
- Loan is always repaid from a KB current account
- Security many not be required for loans of up to CZK 2,500,000
- Loan can be secured (e.g. guarantee, KB deposit or building savings with Modrá pyramida stavební spořitelna)
You might also like to know
- Get your loan quickly – even within 30 minutes if you have a preapproved credit limit
- Your preapproved credit limit has also another advantage – you can get your loan online with MojeBanka internet banking and Mobilní banka
- Early repayment (partial or full) without any penalties.
Personal Loan is solely for one’s personal, non-business needs.
Loan applicants must be Czech citizens or individuals with permanent residence/residence permit in the Czech Republic.
Get two identity documents ready – such as your ID card and passport.
Proof of income
You also need a confirmation of income or last tax return year including a tax payment confirmation.
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Consolidate your loans and you'll save several thousand crowns per month while being able to spend time on the things you actually like.
Loan amount CZK 100,000, maturity 6 years, fixed interest rate 6.90% p.a., APRC 7.32%, total amount to be repaid CZK 122,926.01. 1st interest instalment CZK 364.17, 2nd - 71st annuity instalment CZK 1,720, 72nd annuity instalment CZK 1,671.84. One-off loan processing fee of CZK 490. No monthly fees for loan administration, MůjÚčet current account and electronic statements. The example is calculated using the drawdown date of 2 Jan 2017. The loan instalment date is always on the 20th day of the respective month. The MůjÚčet current account is free of charge within the MojeOdměny concept.
The repayment period of a Personal Loan is between 12 and 96 months. The maximum APRC level for the below-mentioned loan is 7.14%, with a loan maturity of only 12 months. You can find a detailed overview in the calculator.