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About Personal Loan
- Cashless loan for anything you need between CZK 30 000 and 2 500 000
- Loan intended for Czech citizens or individuals with permanent residence/residence permit in the Czech Republic for their non-business needs
- Maximum loan term of 8 years
- Loan is always repaid from a KB current account
- Loan can be secured (e.g. guarantee, KB deposit or building savings with Modrá pyramida stavební spořitelna)
You might also like to know
- You can get your loan QUICKLY at a branch office, in some cases within 30 minutes
- You can also get a loan online using our e-banking or mobile banking
- Early repayment (partial or full) without any penalties
- By making use of the maximum repayment period, you’ll enjoy LOW INSTALLMENTS
- Don’t forget to get insurance for your ability to repay the loan
Personal Loan is solely for one’s personal, non-business needs.
Loan applicants must be Czech citizens or individuals with permanent residence/residence permit in the Czech Republic.
Get two identity documents ready – such as your ID card and passport.
Proof of income
You also need a confirmation of income or last tax return year including a tax payment confirmation.
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Consolidate your loans and you'll save several thousand crowns per month while being able to spend time on the things you actually like.
Loan amount CZK 100,000, maturity 8 years, fixed interest rate 4.90% p.a., APRC 5.15%, total amount to be repaid CZK 121,577.81. 1st interest instalment CZK 258.61, 2nd – 95th annuity instalment CZK 1,273, 96th annuity instalment CZK 1,167.20. One-off loan processing fee of CZK 490. No monthly fees for loan administration, MůjÚčet current account and electronic statements. The example is calculated using the drawdown date of 1 October 2017. The loan instalment date is always on the 20th day of the respective month.
The repayment period of a Personal Loan is between 12 and 96 months. The maximum APRC level is 11.34%, with a loan maturity of 3 years. You can find a detailed overview in the calculator.