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About Personal Loan
- Cashless loan for anything you need between CZK 30 000 and 2 500 000
- Loan intended for Czech citizens or individuals with permanent residence/residence permit in the Czech Republic for their non-business needs
- Maximum loan term of 8 years
- Loan is always repaid from a KB current account
- Loan can be secured (e.g. guarantee, KB deposit or building savings with Modrá pyramida stavební spořitelna)
You might also like to know
- You can get your loan QUICKLY at a branch office, in some cases within 30 minutes
- You can also get a loan online using our e-banking or mobile banking
- Early repayment (partial or full) without any penalties
- By making use of the maximum repayment period, you’ll enjoy LOW INSTALLMENTS
- Don’t forget to get insurance for your ability to repay the loan
Personal Loan is solely for one’s personal, non-business needs.
Loan applicants must be Czech citizens or individuals with permanent residence/residence permit in the Czech Republic.
Get two identity documents ready – such as your ID card and passport.
Proof of income
You also need a confirmation of income or last tax return year including a tax payment confirmation.
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Consolidate your loans and you'll save several thousand crowns per month while being able to spend time on the things you actually like.
Loan amount CZK 100,000, maturity 8 years, fixed interest rate 6.90% p.a., APRC 7.12%, total amount to be repaid CZK 130,404.13. 1st interest instalment CZK 364.17, 2nd – 95th annuity instalment CZK 1,370, 96th annuity instalment CZK 1,259.96. One-off loan processing fee of CZK 0. No monthly fees for loan administration, MůjÚčet current account and electronic statements. The example is calculated using the drawdown date of 1 June 2017. The loan instalment date is always on the 20th day of the respective month. The MůjÚčet current account is free of charge within the MojeOdměny concept.
The repayment period of a Personal Loan is between 12 and 96 months. The maximum APRC level is 11.34%, with a loan maturity of 3 years. You can find a detailed overview in the calculator.