Based on your budget
Spread the loan repayment over a term that suits you best.
Select a payment day
Select a payment day of your choice – such as after payday.
Loan with clear rules
We have been rated a fair bank by the Safe Loan Navigator study.
Personal Loan is solely for one’s personal, non-business needs.
Loan applicants must be Czech citizens or individuals with permanent residence/residence permit in the Czech Republic.
Get two identity documents ready – such as your ID card and passport.
Proof of income
You also need a confirmation of income or last tax return year including a tax payment confirmation.
About Personal Loan
- Cashless loan ranging from CZK 30,000 to 2,500,000
- Loan intended for Czech citizens or individuals with permanent residence/residence permit in the Czech Republic for their non-business needs
- Maximum loan term of 6 years
- Loan is always repaid from a KB current account
- Security many not be required for loans of up to CZK 2,500,000
- Loan can be secured (e.g. guarantee, KB deposit or building savings with Modrá pyramida stavební spořitelna)
You might also like to know
- Get your loan quickly – even within 30 minutes if you have a preapproved credit limit
- Your preapproved credit limit has also another advantage – you can get your loan online with MojeBanka internet banking and Mobilní banka
- Early repayment (partial or full) without any penalties.
Check out a model example of Personal Loan