• Lady Card

    Not another shopping card – this card provides many benefits that will make every woman happy.


Make secure payments anywhere in the world and online.


Leave the monthly installment to us.

Up to CZK 250,000

Enjoy a credit limit of up to CZK 250,000.

We will call you

Are you interested in Lady Card? Leave your contact information.

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Why KB?


1% of each payment goes to your pension account with KB Penzijní společnost.

Free of charge

Insurance and assistance services with your card – absolutely free.

Great deals

Benefit from many exclusive discounts with Lady Catalogue.

How to get this product?

Select a branch, leave your contact information – we will call you back.

At a branch

Get the service online – directly in the MojeBanka application.


Leave it all up to us. Leave your contact information – we will call you back.

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About Lady Card

  • Contactless embossed credit card intended for everyday POS payments, online payments, and ATM withdrawals
  • Quick, secure, and free card payments anywhere in the world
  • Credit limit of up to CZK 30,000 without proof of income and up to CZK 250,000 without security
  • Revolving credit – the more you repay, the more you can use again
  • Flexible repayment – we will make your automatic minimum monthly payment (3% of loan balance) for you
  • No interest when you use the grace period of up to 45 days – use your credit free of charge
  • Get 1% bonus from each POS payment to your pension savings with KB Penzijní společnost
  • Credit account maintenance absolutely free if you pay at least CZK 3,000 a month with your card 
  • Students are only required to pay CZK 1,500 a month to get free credit account maintenance

You might also like to know

  • Enjoy exclusive offers and discounts from the current Lady Catalogue
  • Secure online payments with 3D Secure
  • Assistance services and insurance programme:
    • Purse insurance
    • Insurance of purchases
    • Warranty extension for selected goods
    • Online purchase delivery insurance
    • Lowest price guarantee
    • Ticket cancellation insurance
    • Home Assistance (tel.: 272 101 030) – services for your home, in case of an emergency or need for repair
    • Lifestyle (tel.: 272 101 030) – restaurant reservations, theatre or movie times, delivery of presents and flowers, and personal protection services
  • 100% discount on your monthly fee for MůjÚčet Account and for G2 student account under the MojeOdměny concept (students aged 26 to 30 years)
  • Detailed overview of your card transaction with online account statements
  • Define individual limits for POS payments and ATM withdrawals
  • Change your PIN code in any KB ATM
  • Possibility to transfer funds from your credit card account to any CZK account
  • Optional Payment Protection Insurance
  • Optional Merlin insurance for payment cards and personal belongings


Check out this model example for Lady Card.

Intended for

Ladykarta is suitable for adults over 18 years of age. The G2 account holders receive a discount.

Specific conditions

Applicant must be a Czech citizen or person with permanent residence/residence permit in the Czech Republic.


Simply present your valid ID card.

Proof of income

Enjoy credit limit of up to CZK 250,000 without documenting your income.

MůjÚčet Account

A package that includes your current account, payment card, electronic banking, and much more.


G2 student account

You are too old for a food gift from granny. Manage your money with the G2 student’s account.


Optimal Loan

Consolidate your loans and you'll save several thousand crowns per month while being able to spend time on the things you actually like.



Detailed KB pricelist and interest rates.


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