• Loans Supported by ČMZRB a.s.

    Investment or operating loans with a bank guarantee by ČMZRB under special terms.

Great deal

Set up your bank guarantee free of charge.


Get free consulting services at KB branches.


Receive current information about guarantees under special terms.


Get funding under special conditions.

Why KB?

Invest wisely

We will help you finance your investments under special conditions.

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Get free consulting services at KB branches.

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About Loans Supported by ČMZRB a.s.

  • Loans intended for implementation of business projects targeting investments in long-term tangible and intangible assets or funding and acquisition of stock or small tangible assets
  • You can finance your investments and development projects under special conditions and even without loan security
  • Get comprehensive funding of development projects under special conditions
  • Benefit from our free consulting services at KB branches
  • Receive current information about guarantee programmes of ČMZRB
  • Simplified process for the provision of an “M-Guarantee”
  • We will help you with the guarantee application process
  • Get a loan of up to CZK 4-10 million, depending on the loan purpose
  • Guarantee covering up to 70% of the guaranteed loan principal

You might also like to know

  • M-Guarantee is a bank guarantee provided under special conditions to entrepreneurs/enterprises interested in investment or operating loans, with limited loan security options 
  • Loans supported by ČMZRB are intended for:
    • Individuals and legal entities – entrepreneurs and enterprises:
      • Authorized to carry out business activities in the Czech Republic
      • With tax liability in the Czech Republic
      • Eligible to take out loans according to applicable legal regulations
      • Complying with the conditions for small and medium-sized enterprises pursuant to Commission Recommendation of 6 May 2003 concerning the definition of micro, small and medium-sized enterprises (2003/361/EC)
      • Basic criteria for assessing the business size:
        • Fewer than 250 employees
        • Annual turnover not exceeding EUR 50 million
        • Annual balance sheet total not exceeding EUR 43 million
    • Clients, who comply with other terms and conditions defined under individual support programmes provided by Českomoravská záruční a rozvojová banka (Czech-Moravian Guarantee and Development Bank)

Important information for you

  • Receipt of guarantee applications under the GUARANTEE 2015-2023 programme suspended
    • The Ministry of Industry and Trade suspended the receipt of guarantee applications under the GUARANTEE 2015-2023 programme. The last day for submitting Guarantee applications was 18 September 2015. The receipt of applications was suspended due to allocation of all resources assigned for the programme funding this year (compared to last year, the amount of submitted guarantee applications increased by nearly 40%). Remaining guarantee applications will be processed in the final months of this year. Moreover, new conditions for acceptance of applications in the following year will be prepared. It is expected that applications will be accepted again in 2016. For the latest information about the programme renewal, consult this website or go to www.cmzrb.cz.