• Loans Supported by ČMZRB a.s.

    Investment or operating loans with a bank guarantee by ČMZRB under special terms.

Great deal

Set up your bank guarantee free of charge.


Get free consulting services at KB branches.


Receive current information about guarantees under special terms.


Get funding under special conditions.

Why KB?

Invest wisely

We will help you finance your investments under special conditions.

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About Loans Supported by ČMZRB a.s.

  • Loans intended for implementation of business projects targeting investments in long-term tangible and intangible assets or funding and purchasing of inventory / small tangible property or purchasing of small intangible property
  • You can finance your investments and development projects under special conditions and even without loan security
  • Get comprehensive funding of development projects under special conditions
  • Benefit from our free consulting services at KB branches
  • Receive current information about guarantee programmes of ČMZRB
  • Simplified process for the provision of an “M-Guarantee”
  • We will help you with the guarantee application process
  • Get a loan of up to CZK 4 million, depending on the loan purpose (in case of M-guarantee)
  • Guarantee covering up to 70% / 80% of the guaranteed loan principal (depending on the type of guarantee)

You might also like to know

  • M-Guarantee is a bank guarantee provided under special conditions to entrepreneurs/enterprises interested in investment or operating loans, with limited loan security options 
  • Loans supported by ČMZRB are intended for:
    • Individuals and legal entities – entrepreneurs and enterprises:
      • Authorized to carry out business activities in the Czech Republic
      • With tax liability in the Czech Republic
      • Eligible to take out loans according to applicable legal regulations
      • Complying with the conditions for small and medium-sized enterprises pursuant to Commission Recommendation of 6 May 2003 concerning the definition of micro, small and medium-sized enterprises (2003/361/EC)
      • Basic criteria for assessing the business size:
        • Fewer than 250 employees
        • Annual turnover not exceeding EUR 50 million
        • Annual balance sheet total not exceeding EUR 43 million
    • Clients, who comply with other terms and conditions defined under individual support programmes provided by Českomoravská záruční a rozvojová banka (Czech-Moravian Guarantee and Development Bank)

Important information for you

  • Receipt of applications within the GUARANTEE 2015-2023 programme reopened
    • The receipt of applications for guarantees within this programme was reopened on 11 February 2016. Certain parameters of this programme have changed. For information about this programme, ask your relationship manager or visit www.cmzrb.cz.

European Fund for Strategic Investments (EFSI) European union (EU)

Programme GUARANTEE 2015-2023 benefits from the support of the European Union under the Loan Guarantee Facility established under Regulation (EU) No 1287/2013 of the European Parliament and the Council establishing a Programme for the Competitiveness of Enterprises and small and medium enterprises (COSME) (2014-2020).


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