• Ponte II Programme

    A loan for pre-financing or co-financing of projects which are eligible for grants from EU or from other public sources of funding.

Efficient

Address funding needs in all stages of your project.

Versatile

You can use the loan to finance projects outside of the EU grant programmes

Optimize

Present the same set of documents to the bank and government institutions.

Simple

Comprehensive advisory services are available from KB EU Point.

Why KB?

Go for it

The loan can be used for pre-financing or co-financing of your project.

As you need

Choose either monthly or quarterly interest payments.

Simply ask

We also provide KB EU Point advisory services to our clients.

How to get this product?

Select a branch, leave your contact information – we will call you back.

At a branch

Leave it all up to us. Leave your contact information – we will call you back.

Call Me Back

Intended for

Sole traders as well as companies.

About Ponte II Programme

  • Loan aimed at funding of projects supported by the EU or other public entities
  • Select one of the two available funding models:
    • Loan for pre-financing of projects supported by the EU or other public entities
    • Loan for co-financing of projects supported by the EU or other public entities
  • Standard security instruments are accepted as collateral for the loan depending on the loan specifics and project type
  • Loan may be drawn down at once or in tranches. The loan can be used for direct payments to a contractor’s or seller’s account on the basis of submitted documents – in specific circumstances we will transfer the funds to your current account.
  • It is possible to submit the same set of documents to us as well as to the government

You might also like to know

  • Loan for pre-financing of projects supported by the EU or other public entities
    • Medium-term or short-term bridge loan aimed at resolving the delay between the moment it is necessary to pay project costs and the moment grants are received from the EU or other sources
    • Loan types include, but are not limited to
      • Investment loan
      • Loan for operating and investment needs
      • Loan for operating and investment needs – revolving credit
      • Loan for current assets
      • Loan for current assets – revolving credit
    • Loan is granted in Czech crowns or, if necessary, in foreign currencies – most commonly in EUR
    • The loan has variable interest rate
    • Both monthly or quarterly interest payments are possible and will be specified in your loan agreement
    • Principal is mostly repaid from grants received from EU funds, other grant sources or your own funds
  • Standard loan for project co-financing
    • Long-term or medium-term loan aimed at funding project costs not covered by grants from the EU or from other grant sources
    • Loan types include
      • Investment loan
      • Loan for current assets
      • Loan for operating and investment needs
    • Loan is granted in Czech crowns or foreign currencies
    • You can select either fixed or variable interest rate
    • Monthly or quarterly interest payments are possible and will be specified in your loan agreement
    • Principal is repaid according to payment schedule contractually agreed between you and KB

Important information for you

  • Please inform us about the parameters of your grant application so we can optimize the parameters of the PONTE II loan for you
  • In case you already have a project or you have started working on your grant application the loan terms can be easily established
  • Single loan agreement will cover both the pre-financing and co-financing loan
  • We can set up a separate bank account for tracking project expenditure and revenue if required in the terms and conditions of the grant
  • The separate project account may be easily closed or used for another project after the original project is completed