• Revolving Loan in CZK or in EUR for Municipalities

    Revolving loan with variable interest rate designed for local government entities.

Pre-financing of subsidies

Solve the time inconsistency of revenues and expenditures in the budget.

Peace of mind

Have cash reserves ready in case your revenue and expenditure do not match.

As needed

Draw down only the amount you currently need.

Revolving

The more you repay, the more you can use again.

Why KB?

Flexible loan term

Short-term, medium-term and long-term loan is available – at your discretion.

Improve cash-flow

Improve your cash flows.

Simply ask

We will be happy to answer any questions at our KB Info line free of charge.

How to get this product?

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At a branch

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About Revolving Loan in CZK or in EUR for Municipalities

  • The loan is intended to cover recurring mismatches between revenue and expenditure in municipal budgets or for pre-financing of subsidies
  • Short-term, medium-term or long-term loan with variable interest rate is available
  • Loan amount is determined on the basis of the expected amount of revenue/expense mismatch and its duration or subsidies conditions
  • Loans in EUR are intended for clients who have income in EUR and can thus hedge the currency risk – e.g. subsidies in EUR
  • Actual loan amount is based on your requirements:
    • Positive impact on cash flows
    • It can solve balance in budget

Intended for

Local government entities: regions, city councils, municipalities and their associations, corporations and organizations set up by local government.