• Mortgage Loan

    A new home – no longer just a distant wish.

Flexible

Make special payments or reduce your payments as you like.

2 in 1

Get up to CZK 400,000 extra for anything.

We will call you

Leave it all up to us. Leave your contact information – we will call you back.

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Special offer

Mortgage without fees and with a yearly exceptional repayment of 25%.

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Why KB?

Get help

Our advisors will be happy to assist you with complicated cases.

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We finance acquisition, construction, reconstruction, inheritance/community property settlement, and others.

No rush

You have 24 hours from your agreement date to use your loan in full.

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Interest rate % (calculation is approximate)
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How to get this product?

Select a branch, leave your contact information – we will call you back.

At a branch

Get the service online – directly in the MojeBanka application.

MojeBanka

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A NEW HOME – NO LONGER JUST A DISTANT WISH

Mortgage without fees and with a yearly exceptional repayment of 25%.

KB mortgage offers benefits which will allow you to enjoy the home you've always wanted.
Free appraisal of your real estate, preparation of the application, and management of your mortgage.

Moreover, you can take advantage of a yearly exceptional repayment of 25% starting from today.

The special offer applies to mortgages up to 90% of the security with interest rate fixation for 3 – 7 years, when applying between 1 and 30 September 2016 and signing the contract by 18 November 2016. The exceptional repayment benefit does not apply to the Flexi Mortgage Loan product.

Specific conditions

You must be 18 years of age or older to apply for the product.

MojePojištění majetku

Protect your property against any unforeseeable situations and events.

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Payment Protection Insurance

Term life insurance that provides protection to you and your loved ones in the event of sudden adverse events.

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MojeBanka

Internet banking for full account administration and execution of banking transactions anytime and anywhere.

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Pricelist

Detailed KB pricelist and interest rates.

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Mortgage

Komerční banka provides mortgages for a wide range of situations.

We will grant you a loan for:

  • buying a real property (or a co-ownership share)
  • settlement of co-ownership and heritage claims on a real property
  • buying a cooperative apartment
  • pre-paying rent in order to conclude a lease agreement
  • construction of a real property (either by yourself or a turnkey project)
  • refurbishment, modernization and repairs of real properties
  • consolidation or refinancing of previously provided loans or credits used for investments into housing
  • refunding of previously paid real property investments no older than 1 year
  • secondary costs related to real property investments (furniture, kitchen...) up to 50% of the mortgage loan

You might also like to know

Mortgage by Komerční banka includes full service and offers the following benefits:

  • Reduce your tax base by interest rate paid
  • Partial or full early loan repayment without any sanctions upon interest rate expiration
  • Comprehensive service within a single branch
  • Mortgage up to 100% of the value of pledged real properties
  • Draw on the loan upon petition for right of lien registration already
  • Lower interest rate with life insurance by Komerční pojišťovna, a.s.

We will tailor the mortgage to suit your specific requirements.

Choose your preferred variant:

  • Mortgage loan with advance payments – real estate construction or reconstruction on your own
    • How does it work?
      1. Present your budget
      2. Funds will be transferred to your current account
      3. Specific purpose is documented after the given work is completed
  • Flexible Mortgage Loan – a loan that will adapt to you! You can lower your monthly payments, make special payments without any fee, defer payments or take payment holiday for up to 3 months.
  • 2 in 1 Mortgage Loan – get money to finance your home as well as other associated purchases, with up to CZK 400,000 for anything and at the same low interest rate as for your mortgage loan.
  • Reverse Mortgage – get back investments already made in connection with your housing (in the past 12 months). The money may be used for anything. Moreover, this mortgage loan type may also be combined with other types (Flexible or 2 in 1).