This product is no longer offered, for more information please contact your account manager or visit our branch.

  • Credit Card for Businesses

    Credit card to cover operating costs of your business with a credit limit of up to CZK 200,000.

Anything

Use your credit for anything without any security required.

Anytime

Enjoy constant and ready access to your credit.

Up to CZK 200,000

Draw credit of up to CZK 200,000 without the need to present financial statements.

Anyone

Get a credit card, even if you do not have a current account in KB.

Why KB?

Save

We offer grace period of up to 45 days for all types of transactions.

Enjoy benefits

Extensive benefits available with MasterCard Business Selection.

Get started

Get CZK 30,000 from us to start your business.

How to get this product?

Select a branch, leave your contact information – we will call you back.

At a branch

Get the service online – directly in the MojeBanka application.

MojeBanka

Intended for

Entrepreneurs and enterprises

Loan type

Get a revolving credit with a credit limit of CZK 20,000-200,000 with your card.

Business World Card

The only business credit card that pays back to you.

Detail

Profi Loan

Quick loan for business clients.

Detail

Authorized Overdraft for Business Current Account

Overdraft for businesses.

Detail

Pricelist

Detailed KB pricelist and interest rates.

Detail

About Credit Card for Businesses

  • International contactless embossed MasterCard featuring a chip
  • Combination of a payment instrument and general-purpose revolving credit without any required security
  • Get CZK 30,000 from us to start your business as a bonus – whether you are a KB client or not
  • Intended for KB and other clients, including entrepreneurs, housing cooperatives, and apartment unit owners with a current account in KB for more than 6 months
  • Credit card for Businesses will provide constant and readily available access to financial funds
    • Cash withdrawals at ATMs, bank counters or during POS payment as Cash Back – with no fees
    • POS and online payments
    • Cashless transfers to other current accounts
    • Top-up service for all mobile phone operators at selected ATMs
  • One ATM withdrawal abroad free of charge each month
  • Enjoy grace period of up to 45 days for all types of transactions
  • Choose the payment amount and method of repayment
  • Customize your credit card design (MojeKarta)
  • Credit limit set at CZK 20,000-200,000 following an agreement with the bank
  • Credit is available upon assessment of your company’s financial situation:
    • Simply present a copy of the last tax return for the purpose of your credit card application assessment
    • Clients with double-entry bookkeeping also present current balance sheet and profit and loss statement
  • It is not necessary to present your company’s financial statements if you have an active current account with KB
  • Credit will be drawn repeatedly, depending on the repayment of the drawn principle – with the use of your credit card or via cashless transfers up to the agreed credit limit
  • Credit is repaid by regular monthly payment in the amount of 1/10 of the drawn credit amount + interest
  • Information about the amount and due date of your monthly payment will be available in your credit account statement
  • Get access to your account via direct banking services
    • MojeBanka internet banking
    • Expresní linka telephone banking
    • PC banking Profibanka

You might also like to know

  • Credit (loan) repayment:
    • Payment orders
      • After the 20th day of the month, in which a statement was issued
      • Payment must be received in the credit account by the due date at the latest – i.e. as of the last day of each month
    • Automatic transfers from an account maintained by KB or by means of direct debit from an account in another bank, always by the last day of each month

      Diagram of credit repayments using monthly instalments

    • Extraordinary payments
      • Payments can be made anytime, up to the drawn credit amount
      • From the 21st to the last day of each month, extraordinary payments may only be made after the monthly payment is made
  • Grace period:
    • For cash and cashless credit card transactions
    • In case the conditions for grace period are met, you will not pay any interest at the end of each month, as detailed in the statement 
    • For information about available grace period of up to 45 days and drawn credit amount, see your statement
    • To benefit from grace period, your drawn credit amount must be paid by the statement date – i.e. by the 20th day (incl.) of a month, in which the statement was issued
    • Settlement in the form of one or several extraordinary payments

      Diagram of loan repayment using an extraordinary instalment making use of the interest-free period

  • Register your card under the MasterCard Business Selection program to get access to a number of other benefits that may contribute to your growing business – for detailed information, go to business.mastercard.cz