This product is no longer offered, for more information please contact your account manager or visit our branch.
Up to 5 million
We will help you fund investment needs up to CZK 5 million.
Peace of mind
Take advantage of the optional Payment Protection Insurance.
The entire loan approval process has been significantly shortened and simplified.
Legal entities and individuals authorized to carry out business activities / with tax liability in the Czech Republic.
This loan allows the funding of current assets and fixed tangible assets.
Loan security provided by Českomoravská záruční a rozvojová banka (Czech-Moravian Guarantee and Development Bank).
About M – Profi Loan
- Short, medium, or long-term business loan with security in the form of an “M-guarantee” from Českomoravská záruční a rozvojová banka and variable interest rate
- Current assets – inventory
- Fixed tangible assets – with the exception of computers and/or software (the aforementioned does not apply to all-inclusive workplace equipment that also involves computers)
Loan may be drawn
- Gradually or at once
- Directly to contractors’ accounts on the basis of presented documents
- Transfer to a client’s account, with KB verifying the given purpose later based on information from client’s accounting books
- Investment needs are always financed on the basis of presented documents up to the amount of CZK 5,000,000
- Gradual repayment with monthly instalments starting with the month following the loan drawdown
- Optional Payment Protection Insurance
- Loan provided solely in CZK with fees subject to Pricelist of Komerční banka
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Variable interest rate linked to
- RS KB in CZK
- PRIBOR in CZK
Optional Payment Protection Insurance
- Effective instrument aimed at covering liabilities even after unexpected situations in life
- Covers the risk of death, total disability, and incapacity for work
- Insured person’s age from 18 to 60 years
- No need to complete a medical questionnaire – client only signs a Health Statement
- Single limit for one and all claims under the insurance coverage for the event of total disability and death amounts to CZK 2,500,000
Important information for you
M – Profi Loan requirements:
- Loan application
- Current authorization documents for business activities
Financial statements including income tax return and auditor’s report
- Last two fiscal periods
- Current balance sheet and profit and loss statement, including additional information
- Copy of an income tax return incl. annexes under Act no. 280/2009 Coll., Tax Code, for the past fiscal period, including additional information
Loan security documents – depending on security instruments in question
- For loan amounts exceeding CZK 2,000,000
3 monthly account statements (new clients)
- For account with client’s previous primary bank
- Statements may not be older than 6 months