This product is no longer offered, for more information please contact your account manager or visit our branch.

  • Mprofi

    Business loans with security in the form of M – Guarantee from Českomoravská záruční a rozvojová banka (ČMZRB).


Get a loan tailor-made for businesses.


Do not wait – shorter and simplified approval process.

As needed

Benefit from operating funding of your needs.


Purchase optional Payment Protection Insurance.

Why KB?

Up to 5 million

We will help you fund investment needs up to CZK 5 million.

Peace of mind

Take advantage of the optional Payment Protection Insurance.

No waiting

The entire loan approval process has been significantly shortened and simplified.

How to get this product?

Select a branch, leave your contact information – we will call you back.

At a branch

About M – Profi Loan

  • Short, medium, or long-term business loan with security in the form of an “M-guarantee” from Českomoravská záruční a rozvojová banka and variable interest rate
  • Funding of
    • Current assets – inventory
    • Fixed tangible assets – with the exception of computers and/or software (the aforementioned does not apply to all-inclusive workplace equipment that also involves computers)
  • Loan may be drawn
    • Gradually or at once
    • Directly to contractors’ accounts on the basis of presented documents
    • Transfer to a client’s account, with KB verifying the given purpose later based on information from client’s accounting books
    • Investment needs are always financed on the basis of presented documents up to the amount of CZK 5,000,000
  • Gradual repayment with monthly instalments starting with the month following the loan drawdown
  • Optional Payment Protection Insurance
  • Loan provided solely in CZK with fees subject to Pricelist of Komerční banka

You might also like to know

  • Variable interest rate linked to
    • RS KB in CZK
    • PRIBOR in CZK
  • Optional Payment Protection Insurance
    • Effective instrument aimed at covering liabilities even after unexpected situations in life
    • Covers the risk of death, total disability, and incapacity for work
    • Insured person’s age from 18 to 60 years
    • No need to complete a medical questionnaire – client only signs a Health Statement
    • Single limit for one and all claims under the insurance coverage for the event of total disability and death amounts to CZK 2,500,000

Important information for you

  • M – Profi Loan requirements:
    • Loan application
    • Current authorization documents for business activities
    • Financial statements including income tax return and auditor’s report
      • Last two fiscal periods
      • Current balance sheet and profit and loss statement, including additional information
    • Copy of an income tax return incl. annexes under Act no. 280/2009 Coll., Tax Code, for the past fiscal period, including additional information
    • Loan security documents – depending on security instruments in question
      • For loan amounts exceeding CZK 2,000,000
    • 3 monthly account statements (new clients)
      • For account with client’s previous primary bank
      • Statements may not be older than 6 months

Intended for

Legal entities and individuals authorized to carry out business activities / with tax liability in the Czech Republic.


This loan allows the funding of current assets and fixed tangible assets.


Loan security provided by Českomoravská záruční a rozvojová banka (Czech-Moravian Guarantee and Development Bank).


Detailed KB pricelist and interest rates.