This product is no longer offered, for more information please contact your account manager or visit our branch.
Are you eligible to get a loan? You will know right away.
There are no sanctions associated with partial or full repayment.
Do you have a preapproved credit limit? Get your loan online within 24 hours.
Czech citizens, foreign nationals with permanent residence, and EU citizens with temporary/permanent residence permit in the Czech Republic.
Solely for personal, non-business needs.
About Perfect Loan
- Cash or cashless loan ranging from CZK 30,000 to 600,000 – absolutely without any fees
- Loan with interest rate of 15.9% p.a. for all loan terms
- Intended solely for personal non-business needs and it is always repaid from a KB account
- Maximum loan term of 6 years
- We will inform your about whether you are eligible right away
- Clients with preapproved credit limits may get their loan via MojeBanka internet banking – it will be processed within 24 hours
- Loan also available without security
- Partially or fully repay your loan early without any sanctions
- Spread your loan repayment over a period that suits your needs
- Select a payment day of your choice – e.g. after payday
- Optional Payment Protection Insurance to cope with adverse life situations
Important information for you
To get Perfect Loan, you will need:
- 2 identity documents – such as your ID card and passport
Proof of income documents
- Confirmation of income or tax return for the past taxable year incl. tax payment confirmation