This product is no longer offered, for more information please contact your account manager or visit our branch.

  • Premium Loan

    General purpose personal loan with maximum loan term of 6 years and possibility to get up to CZK 2,500,000 without security.

Up to CZK 2,500,000

Get up to CZK 2,500,000 without the need for security.

No sanctions

Repay your loan early, if you wish – without any sanctions.

As needed

Make your loan payments on the day that suits you best.


Purchase the optional Payment Protection Insurance.

Why KB?

No waiting

Are you eligible to get a loan? You will know right away.

No penalties

There are no sanctions associated with partial or full repayment.

Simply ask

We will be happy to answer any questions at our toll-free KB Info line.

How to get this product?

Select a branch, leave your contact information – we will call you back.

At a branch

Intended for

Czech citizens, foreign nationals with permanent residence, and EU citizens with temporary/permanent residence permit in the Czech Republic.

Intended purpose

Solely for personal, non-business needs.


Detailed KB pricelist and interest rates.


About Premium Loan

  • General purpose consumer loan ranging from CZK 300,000 to 2,500,000 without the need for security
  • Solely for personal non-business needs
  • Optional additional security in the form of a guarantee, KB deposit or building savings with Modrá pyramida stavební spořitelna
  • Loan is always repaid from a KB account with maximum loan term of 6 years
  • We will inform your about whether you are eligible right away
  • Partially or fully repay your loan early without any sanctions
  • Select a payment day of your choice – e.g. after payday 
  • Optional Payment Protection Insurance to cope with adverse life situations

Important information for you

  • To get Premium Perfect Loan, you will need:
    • 2 identity documents – such as your ID card and passport
    • Proof of income documents
      • Confirmation of income or tax return for the past taxable year incl. tax payment confirmation