How to effectively
save for your future?


Starting from CZK 500 a month

Quick access to your money, normally within a week

Investments in CZK and foreign currencies

You choose your investment strategy and risk profile

One of the most effective forms of generating returns on your savings.

It is normal to invest regularly!

Regular investment for new clients until the end of the year for free!

If you start investing with us regularly (with an amount not exceeding CZK 5,000), you will be charged a zero purchase fee by the end of the year.

The offer is valid for new contracts on the procurement of trades in securities of investment funds concluded from September 14, 2020, until further notice, but no later than December 31, 2020.


  • Start investing right away, without the need to wait for the “right moment” for your investments.


  • Invest conveniently – if you set up a standing order, you do not have to worry about anything else and your investments will take place automatically.

  • Financial funds available at any time – if need be, you can temporarily suspend your regular investments or withdraw your funds without any fees.

  • Potentially higher returns compared to current or savings accounts.

  • You can invest through Mobilní banka or MojeBanka internet banking. Moreover, you can visit any KB branch to gain more insight.

  • Compared to a large one-off investment, regular investments will not pose any burden on your budget, allowing you to create attractive financial reserve in the long run.

Comparison of returns

The above example is based on a monthly investment of CZK 2,500 and investment duration of 10 years. There is no up-front investment. Initial fee amounts to 2%, while expected annual returns are envisaged at 4%.
Please note that the recommendation for conservative, balanced, and dynamic investors may be the same in case of a longer investment horizon (10+ years) due to the investment term.

* The base (reference) rate corresponds to the average interest rate on the Czech market; source: Sporoindex, Finparáda.

** The expected performance is not a reliable indicator of the actual performance; the performance is calculated after taking into account all fees.


To calculate returns for other investment strategies and expected performance, use the investment calculator available on the Amundi website


By phone

Leave it all up to us. Leave your contact information – we will call you back.

At a branch

Select a branch, leave your contact information – we will call you back.


Get the service online – directly in the MojeBanka application.




This document does not represent an investment recommendation under Regulation (EU) No. 596/2014 of the European Parliament and of the Council of 16 April 2014 on market abuse. Moreover, it does not represent investment consulting services pursuant to Act No. 256/2004 Coll., on Capital market undertakings, as amended. The information specified herein shall not be considered an offer to purchase or sell any investment instrument or any other solicitation or invitation regarding the purchase or sale thereof.

By law, Komerční banka, a. s. shall not provide legal or tax advisory services. Before any investment, clients should perform their own risk analysis in terms of legal, tax, and accounting consequences, without exclusively relying on the information provided herein; moreover, clients are advised to consult their tax or other advisors.

Komerční banka, a. s. does not accept any liability for damage incurred as a result of this document or information included in this document in excess of any liability foreseen by the applicable legal regulations. Each investor shall adopt their own informed decision regarding the investment suitability, as the investment instrument specified herein may not be suitable for all investors.

Past performance of investment instruments is not necessarily indicative of future performance. Expected future performance depends on premises that may not materialise. Investment instruments and investments are associated with different investment risks, whereas investments may fluctuate in value and even the initially invested amount may not be fully recovered. Furthermore, investment instruments denominated in other foreign currencies are also exposed to risks arising from changes in foreign exchange rates, with potential positive or negative impact on investment instrument prices and consequently the investment returns.

Employees of Komerční banka, a.s. and of other companies of the same financial group, including their close persons and authors of this document, may – from time to time – trade in or hold the investment instruments described herein or derivatives derived therefrom. This document shall not be binding on Komerční banka, a.s. or other companies of the same financial group in connection with the provision of their investment services to their clients.

This document has been issued by Komerční banka, a. s. – i.e. a bank and an investment firm within the meaning of the applicable legal regulation. As such, it is subject to supervision by the Czech National Bank.

This site containing investment products and insurance-based investment products is not intended for citizens or residents of the United States of America (USA) or for any “U.S. Person”, as defined in SEC Regulation S under the U.S. Securities Act of 1933. The investment products and insurance-based investment products described on this website are not registered under the U.S. federal securities laws or any other relevant U.S. state laws. Consequently, no investment products or insurance-based investment products may be offered or sold directly or indirectly in the USA, to or for the benefit of residents and citizens of the USA and/or U.S. Persons. This restriction also applies to residents and citizens of the USA and U.S. Persons who may access this website while outside of the USA.

Good to have

Investment Funds
Invest in funds and let your money do the work
  • Quick access to your money, normally within a week
  • Investments in CZK and foreign currencies
Vital Invest
Unit-linked life insurance policy with a interesting offer of investment funds
  • Enables you to protect yourself, your relatives and increase the value of your savings at the same time
  • Fonds with guaranteed appreciation