With pension savings in participating funds, you will generate attractive returns on your savings depending on the selected savings strategy.
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Pay with your A Card/Lady Card and get 1% of the amount to your pension account.
All adults – irrespective of their nationality or citizenship.
Children are also eligible from 1 January 2016.
About Pension Savings in Participating Funds
- Long-term regular savings instrument managed by KB Penzijní společnost – a company with more than 20 years of successful history
- Save for your pension on your own in participating funds based on your chosen savings strategy
- Online access to your savings account
- Regular contributions in the amount that best suits your budget and preferences
- Benefit from government contributions, tax deductions, and online access to your savings account
- Optional employer’s contributions
- As of 1 January 2016, this product is also available for children
You might also like to know
- Employer’s contributions are not subject to tax with regard to payments in the form of regular pension
- Existing clients receive 1% bonus from each payment with their Lady Card or A Card
- Sphere discount card free of charge
- Select lifecycle strategy or individual savings strategy
- Savings strategy may be updated at any time
- KB dynamic participating fund
- KB balanced participating fund
- KB conservative savings participating fund
- KB conservative mandatory participating fund
To ensure simplicity and security, KB Penzijní společnost recommends savings in the form of lifecycle strategies
- Automatic allocation of funds into individual participating funds based on the number of years remaining to retirement age
- Share of the conservative participating fund increase in all lifecycle strategies with nearing retirement age
With the additional savings, you can retire early and under more beneficial terms compared to the state old-age pension – i.e. so-called early pension
- Regular contributions paid out to participants from their savings with the savings company – for up to 5 years before retirement age (to determine the retirement age for women, the process is the same as for men born in the same year)