• Term Account

    An account that generates returns on your savings, guaranteeing your money will be available on the chosen date.

Returns

Get higher returns compared to a current account.

Safety

Deposit your money to an account that is insured by law.

Freedom

Select the desired maturity of your account – from 1 week to 5 years.

Foreign currency

You can also open a foreign currency term account.

Why KB?

No need to be with KB

You do not have to a client of Komerční banka to open this account.

Start now

No need to be a millionaire. You can already start with CZK 5,000.

As needed

Deposits with maturity exceeded 1 month can be withdrawn early.

How to get this product?

Select a branch, leave your contact information – we will call you back.

At a branch

Leave it all up to us. Leave your contact information – we will call you back.

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Pricelist

Detailed KB pricelist and interest rates.

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About Term Account

  • Deposit account maintained in CZK or foreign currency (EUR, USD), intended for all KB clients and other individuals, offering one-off maturity or automatic renewal
  • Funds can be deposited for 7 or 14 days; 1, 3, 6 or 12 months
  • Guaranteed interest rate throughout the deposit term
  • Minimum deposit amount is CZK 5,000 (or EUR 1,000 / USD 1,000)
  • Account maintained in Czech crowns or euros / US dollars (for term accounts in other foreign currencies, contact the nearest KB branch)
  • Interest rate is guaranteed throughout the deposit term
  • Funds can be disposed of on the maturity date (for automatically renewed deposits, it is possible to change their amount – i.e. make deposits or withdrawals)
  • Early withdrawals available before maturity date (applies to deposits for 1 month or more)
  • Set up automatic transfer of funds to current account on the day of the term account maturity
  • Manage your account via telephone through Expresní linka on maturity date 
  • Account disposal may be limited by means of an immobilization
  • Set up automatic deposit renewal
  • Account opened and maintained absolutely free of charge

You might also like to know

  • Term account is subject to fixed interest rate throughout the single deposit term
  • Interest rates are announced in Notification of KB Interest Rates
  • Accrued interest may be used at your discretion as follows:
    • Cash withdrawal
    • Transfer to another account
    • Capitalization – i.e. interest is added to the original deposit and bears interest (only applies to term accounts with automatic deposit renewal)

About KB Guaranteed Deposit

  • CZK term account with deposit term of 3, 6 or 12 months intended for all individuals over 18 years of age
  • Interest rate guarantee combined with high liquidity (possibility to dispose of your deposits anytime)
  • Get attractive returns even for minimum deposit of CZK 5,000
  • Deposits may be recovered anytime without any fee or sanction
  • Maximum deposit amount is CZK 10,000,000

You might also like to know

  • Get higher interest rate compared to current accounts
  • Truly attractive returns even for the minimum deposit of CZK 5,000
  • Interest rate guarantee for 3, 6 or 12 months (based on the deposit term)
  • Benefit from automatic deposit renewal for up to 5 years
  • Deposits are insured in compliance with Act no. 21/1992 Coll., on Banks
  • Possibility of early withdrawals without any fees or sanctions
  • We guarantee refund of the whole principal in case of early withdrawal
  • No fees for account opening / maintenance, statements or early withdrawals

About Perfect Savings

  • Term account intended for all individuals – KB clients and other individuals – with nonrecurring maturity of 2, 3, 4 or 5 years
  • Interest rate guarantee throughout the deposit term
  • Minimum deposit amount of CZK 5,000
  • Dispose of your deposits as of the maturity date
  • Interest are accrued and available to clients every 3 months
  • Set up automatic transfer of funds to current account on the day of the term account maturity
  • Early withdrawals available before maturity date 
  • Internet/telephone banking users may dispose of the account via internet or telephone on maturity date

You might also like to know

  • Open several “Perfect Savings” accounts
  • Deposits are insured in compliance with Act no. 21/1992 Coll., on Banks
  • Accrued interest may be used at your discretion as follows:
    • Cash withdrawal
    • Automatic transfer to your current account

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