Card-based Instrument Service (CIS)
This service makes it possible to verify the current account balance of a KB client
In order to use this service, it is necessary to obtain the relevant PSD2 license from the Czech National Bank or another official authority in the EU and receive a qualified certificate. Komerční banka relies on a uniform structure and format of information, as defined in the Czech Open Banking Standard (“COBS”) by the Czech Banking Association.
- Issue your own payment instruments
- Verify sufficient balance to execute a transaction
Confirmation or no confirmation of sufficient account balance of a KB client.
Simple and quick
Bank’s reply in the form of “YES” or “NO”.