Société Générale Equipment Finance

We are a leading financial company in the Czech Republic and Slovakia

Comprehensive financial solutions

We provide both finance and operating leases, as well as business loans, with the option of drawing on subsidies and operational programmes from the EIB and Czech and Slovak state institutions. With us, you’ll gain the financial flexibility and support you need

Your investments grow with us

With years of experience in financing investments in machinery, equipment, transport, agricultural technology, and construction machinery, we stay on top of modern trends and emerging technologies to offer you the best possible solutions

Supporting innovation and new technologies

We finance high-tech, office, and medical equipment. We have a wealth of experience in financing aeronautical products and rolling stock, and in structured finance. We work with suppliers of the most advanced technologies

Prompt, hassle-free approval

Our automated systems speed up the approval of standard transactions, so you can focus on what matters most – getting your project off the ground

Sign online anytime, anywhere

Over half of all our documentation is signed digitally. It’s a modern, secure process that saves time and paper

SGEF snapshot

2024 year-end figures

CZK 16.65 billion in new business
CZK 5.5 billion in sustainable investments
20% market share in the Czech Republic

6 branches in the Czech Republic, 2 in Slovakia
29 years on the market
Nearly 5,000 active clients

We are a subsidiary within the financial group coalesced around Komerční banka, one of the leading banking institutions in the Czech Republic and across Central and Eastern Europe. The close cooperation between Komerční banka and SGEF in the Czech Republic dates back to 2003. In 2025, Komerční banka acquired the remaining stake and became our sole owner. This partnership primarily benefits clients by providing competitive offers and reducing the administrative requirements for deal approval.

In Slovakia, Komerční banka offers comprehensive financial solutions for corporate clients through the branch Komerční banka, a.s., pobočka zahraničnej banky.

We are also part of the Société Générale financial group, one of the largest financial conglomerates in Europe. It provides consulting and services to individuals, corporations, and institutional clients in retail, corporate, investment, and private banking.

BPCE Equipment Solutions is a strong and reliable partner. Together, we develop relationships with international vendors, manufacturers, and distributors of financed assets. With the support of their global network, we provide a consistent approach to project delivery across countries and continents.

Our cooperation is built on long-term relationships, mutual trust, and shared know-how. We are united by a commitment to service quality, allowing us to act quickly, efficiently, and always in the best interests of our clients.

2025 – full ownership acquired by Komerční banka, David Formánek appointed CEO

2023 – closed new deals worth CZK 16 billion, including CZK 3.3 billion in sustainable investments

2018 – acquired the IKB Leasing SR portfolio

2011 – majority stake acquired by Komerční banka

1998 – entered the Slovak market

1996 – founded in the Czech Republic under the DB Leasing brand