Account Direct Access in KB+ (ADAA)

With the Direct Account Access (ADAA) service, you can securely view the following via your application:

• Transaction history of client accounts to which you have access (including as an authorized representative)
• Card transactions, including credit cards
• Bank account balances (account balance, available balance, including card blocks)
• Notifications of account movements via API
  
  

We provide transaction history information for our clients' current accounts.

• The Extra Service API Business is available as part of the Standard Business, Komfort Business, and Exclusive Business paid plans for business owners.
• The Extra Service API Business is intended solely for sole proprietors (FOP) or legal entities (PO).
• If you manage accounts as an authorized representative, you may be an individual, but the account holder must always be a natural person or a legal entity.
• You can use the service if you actively use the KB+ app and have one of the authentication methods enabled, such as KB Key.
• If you use a third-party application to connect to the API, you must not grant that third party access to your data or allow it to submit a batch on your behalf. You are responsible for the security and confidentiality of your strong authentication method and for the accuracy and completeness of the information transmitted in the payment batch via the API.
• We recommend that you follow the rules for prudent access to data and system security. You can find our recommendations in the document Rules for Prudent Access. 

The following rules apply to fees in the KB+ app:

• If you manage accounts in KB+ and your app supports the ADAA service, you can download data at most once every 61 minutes or once every 10 minutes. At the end of the month, you will pay a fee of CZK 100 or CZK 500.
• The fee always applies to all accounts of a single entity and is paid by the account holder.
• Data download limits are determined by the number of data pages sent from the bank to the third-party app. One data page can contain a maximum of 100 records (e.g., account movements). The number of records on a data page may be reduced by your app's manufacturer.
• If your business requires more frequent use of the API service and the number of uses would exceed 10,000 per month, we will contact you. We will agree on individual terms for the optimal use and operation of API services.