Account Direct Access (ADAA)

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Download transaction history and account balance for your accounts conveniently and securely

What ADAA can do

With the Direct Account Access (ADAA) service, you can securely view the following via your application:

  • Transaction history of client accounts to which you have access (including as an authorized representative)
  • Card transactions, including credit cards
  • Bank account balances (account balance, available balance, including card blocks)
  • Notifications of account movements via API

We provide transaction history information for our clients' current accounts.

Terms of Use

  • KB Business API services are intended only for sole proprietors (FOP) or legal entities (PO).
  • If you operate accounts as an authorized representative, you may be a natural person, but the account owner must always be an FOP or PO.
  • You can use the service if you have at least one of our original banking channels (MojeBanka, MojeBanka Business, or Profibanka). You will manage your access there and renew it every 12 months. You also need to have one of the authentication methods active, such as KB Klíč
  • We recommend that you follow the rules for prudent access to data and system security. You can find our recommendations in the document Rules for Prudent Access

Price

Clients using MojeBanka / MojeBanka Business

The use of API services is subject to fees according to the valid Price List. Do you use the MojeBanka / MojeBanka Business application? Then the following rules apply to fees:

  • If you manage accounts in the MojeBanka / MojeBanka Business application and only need to download your transaction history a maximum of 50 times per month (i.e., once or twice on business days), we will not charge you any fees.
  • If you need to work with your transaction history more often and your app allows you to do so, you can download data at most once every 61 minutes or once every 10 minutes. At the end of the month, you will pay a fee of CZK 100 or CZK 500.
  • The same applies if you download statements in PDF format in your app. 
  • The fee always applies to all accounts of a single entity and is paid by the account owner.
  • Data download limits are determined by the number of data pages sent from the bank to the third-party application. One data page can contain a maximum of 100 records (e.g., account movements). The number of records on a data page may be reduced by your application's manufacturer.
  • If your business requires more frequent use of the API service and the number of uses would exceed 15,000 per month, we will contact you. We will agree on individual terms for the optimal use and operation of API services. Alternatively, we may charge you a fee of CZK 0.50 per use of the service.

How the service works

If you manage accounts in the MojeBanka / MojeBanka Business app, service activation and account assignment take place in a third-party app. No settings need to be configured in KB apps.

Accounting systems and third-party applications

Accounting systems and third-party applications

Details about specific accounting systems and applications

More information
Need advice or can't find what you're looking for?

Need advice or can't find what you're looking for?

  • For more information, visit our Frequently Asked Questions page.
  • For information about setting up your accounting systems, please contact the customer service lines for those systems, where you will receive accurate information.
  • For information about how KB Business API services work, please contact api@kb.cz.
Technical documentation

Technical documentation

Specifications and conditions for implementing API services into applications can be found on this page created specifically for developers.