
Enter the world of premium banking with the extra service Premium

Accounts and prestigious payment cards with the Exclusive plan

Premium bankers and specialists

Travel and everyday insurance

Travel Insurance Premium Family

Up to 15 currencies in one account

Prestigious payment cards

Free withdrawals worldwide

Lower interest rates

Wide range of investments
The extra service Premium opens the door to premium banking. With Premium, you will get the Exclusive plan as well as a prestigious Visa Infinite card (plus a second card for a family member, if you wish) free of charge. You can also apply for the prestigious World Elite credit card. The extra service Premium also includes Premium Family travel insurance as well as the Payment Card and Personal Possessions Insurance. The extra service Premium can only be set up with Premium relationship managers at KB Premium Centres.
Read the terms and conditions on how to get the extra service Premium free of charge.
- Partnership approach – friendly relationship and discretion are a matter of course with us
- Regular meetings – twice a year or according to your needs, in person or as an online video chat
- Ongoing news – we will always share relevant and interesting news with you
- Expert advice – we will arrange meetings with experts in investments, mortgages and insurance

“We are equal partners with our clients”
Denisa Baslerová likes to find the best solutions to grow her clients’ money. “We discuss what the client’s plans are for their finances in the future and choose the appropriate solution accordingly. It is an absolute priority for me that my client know that we are equal partners in our dealings.”

“We can meet the requirements of all clients”
Aleš Filingr sees the added value of KB Premium in the fact that he addresses each client’s needs individually. “I mostly deal with investments. I like the fact that we can meet the requirements of all clients, whether they are conservative or dynamic types of investors.”
KB Premium clients can enjoy the products and services included in the Exclusive plan, free of charge, together with the extra service Premium, two Visa Infinite debit cards and two World Elite credit cards – for the plan holder or a family member. It is only necessary to meet at least one of the below conditions each month.
Conditions for KB Premium:
- You have savings and investments with Komerční banka (and/or with Modrá pyramida (MPSS), Komerční pojišťovna (KP), KB Penzijní společnost (KB PS) or Amundi Czech Republic) in the total amount of no less than CZK 3,000,000.
- Income in your personal current accounts in KB amounts to no less than CZK 100,000, with at least one incoming payment of no less than CZK 70,000.
- Income in your personal current accounts in KB amounts to no less than CZK 100,000 per month on average over the last 12 months and you have savings and investments with Komerční banka (and/or MPSS, KP, KB PS or Amundi Czech Republic) in the total amount of no less than CZK 1,000,000.
- The sum of your payments in connection with loans with Komerční banka (i.e. consumer, mortgage and pre-mortgage loans) and/or loans from building savings with MPSS is at least CZK 30,000.
- The sum of consumer housing loans (mortgage loans) granted by KB and/or building savings loans granted by MPSS amounts to no less than CZK 6,000,000 (the sum of the loan amounts agreed in the respective loan agreements shall be relevant).
In case you had a Top Offer account in KB as at 31 December 2022 or before, the sum of the consumer housing loans (mortgage loans) granted by KB and/or building savings loans granted by MPSS shall amount to no less than CZK 5,000,000. - You are a client of Komerční banka Private Banking.
The aforementioned amounts in CZK also apply to foreign currency equivalents.
In case you do not meet at least one of the above conditions, we may charge you CZK 1,490 per month. For more information about the terms and related fees, please see the Conditions for the extra service Premium.