Enter the world of premium banking with the extra service Premium
Accounts and prestigious payment cards with the Exclusive plan
Premium bankers and specialists
Travel and everyday insurance
Travel Insurance Premium Family
Up to 15 currencies in one account
Prestigious payment cards
Free withdrawals worldwide
Lower interest rates
Wide range of investments
The extra service Premium opens the door to premium banking. With Premium, you will get the Exclusive plan as well as a prestigious Visa Infinite card (plus a second card for a family member, if you wish) free of charge. You can also apply for the prestigious World Elite credit card. The extra service Premium also includes Premium Family travel insurance as well as the Payment Card and Personal Possessions Insurance. The extra service Premium can only be set up with Premium relationship managers at KB Premium Centres.
Read the terms and conditions on how to get the extra service Premium free of charge.
- Partnership approach – friendly relationship and discretion are a matter of course with us
- Regular meetings – twice a year or according to your needs, in person or as an online video chat
- Ongoing news – we will always share relevant and interesting news with you
- Expert advice – we will arrange meetings with experts in investments, mortgages and insurance
“The greatest reward for me is the trust of my clients.”
Jana Musková emphasizes a personal approach and the building of long-term client relationships. She helps clients find solutions that make sense in the broader context of their lives—whether it’s investing, providing for their families, or financing personal plans. “I enjoy connecting financial tools with specific goals, thinking in context, and offering more than just products,” says Jana.
“I want to be a true partner to my clients in the world of finance.”
Ondřej Novotný enjoys the opportunity to meet people and be part of their personal stories. He approaches clients with a human, personal touch and a genuine interest in their life situations and needs. He most often helps clients with investments, but supporting them with everyday banking matters is just as important to him. “This often opens up new possibilities and paths toward plans that once seemed unattainable,” says Ondřej.
KB Premium clients can enjoy the products and services included in the Exclusive plan, free of charge, together with the extra service Premium, two Visa Infinite debit cards and two World Elite credit cards – for the plan holder or a family member. It is only necessary to meet at least one of the below conditions each month.
Conditions for KB Premium:
- You have savings and investments with Komerční banka (and/or with Modrá pyramida (MPSS), Komerční pojišťovna (KP), KB Penzijní společnost (KB PS) or Amundi Czech Republic) in the total amount of no less than CZK 3,000,000.
- Income in your personal current accounts in KB amounts to no less than CZK 100,000, with at least one incoming payment of no less than CZK 70,000.
- Income in your personal current accounts in KB amounts to no less than CZK 100,000 per month on average over the last 12 months and you have savings and investments with Komerční banka (and/or MPSS, KP, KB PS or Amundi Czech Republic) in the total amount of no less than CZK 1,000,000.
- The sum of your payments in connection with loans with Komerční banka (i.e. consumer, mortgage and pre-mortgage loans) and/or loans from building savings with MPSS is at least CZK 30,000.
- The sum of consumer housing loans (mortgage loans) granted by KB and/or building savings loans granted by MPSS amounts to no less than CZK 6,000,000 (the sum of the loan amounts agreed in the respective loan agreements shall be relevant).
In case you had a Top Offer account in KB as at 31 December 2022 or before, the sum of the consumer housing loans (mortgage loans) granted by KB and/or building savings loans granted by MPSS shall amount to no less than CZK 5,000,000. - You are a client of Komerční banka Private Banking.
The aforementioned amounts in CZK also apply to foreign currency equivalents.
In case you do not meet at least one of the above conditions, we may charge you CZK 1,490 per month. For more information about the terms and related fees, please see the Conditions for the extra service Premium.
