• Insurance
  • Payment Card and Personal Possessions Insurance


Payment Card and Personal Possessions Insurance

Insure your payment cards against unauthorised use in the event they are lost or stolen
Assistance with payment card fraud

Assistance with payment card fraud

We cover financial losses in case of unauthorised use of any payment card after it is lost or stolen
Worldwide coverage

Worldwide coverage

We provide assistance in case of insured events anywhere in the world
Misuse of KB+ banking also included

Misuse of KB+ banking also included

When a fraudster steals money from your KB accounts or payment cards
Stolen and lost personal possessions also covered

Stolen and lost personal possessions also covered

We will cover lost or stolen personal possessions and cash

Payment card insurance will cover the following

FINANCIAL LOSSES in connection with: 
  • Unauthorised use of any of your payment cards for payments online, in stores or ATM withdrawals after it is lost or stolen 
  • Misuse of your KB card details to make a payment 
  • Unauthorised use of your KB+ internet banking – when a third party makes payment(s) 
  • Unauthorised use of your mobile phone (calls and text messages) after it is stolen 
FUNDS TO BUY NEW PERSONAL ITEMS:
  • When your keys, documents and items normally carried are stolen (incl. a mobile phone, tablet, laptops) 
  • After losing A handbag, wallet, glasses, medication and medical supplies, keys or documents 
FEES:
  • Delivery of a new payment card abroad
  • Issue of a duplicate payment card by KB
  • Delivery of cash after theft of cash and card

Limits of indemnity per insurance year

Theft, robbery or loss of a payment card and its subsequent unauthorised use 
CZK 150,000 
Misuse of data to make unauthorised electronic payments 
CZK 100,000 
Fee for delivery of replacement funds 
CZK 5,000 
Cost of personal possessions 
CZK 50,000 


With regard to the total limit for the cost of personal possessions, we will cover a maximum of:

  Stolen mobile phone (theft and robbery) CZK 25,000 
  Stolen cash CZK 2,000  

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