What's the difference between a credit card and a debit card

Although they may look the same to you, there is a big difference in the way they work. The main one is in the money used. Is it worth it to get a credit card, or is a debit card enough for you?

Debit Card
You receive a debit card from your bank with your current account. When paying with it or withdrawing cash from an ATM, you use your own money. 

Credit card
When paying with a credit card, you use money of your bank. You can spend up to a certain limit and then you have an interest-free period of 45 days to pay back to the bank.

What is a credit card?

A credit card is actually a payment card and a loan in one, with various benefits on the top. When you pay by credit card, you don't use your money but the bank's money.

When paying with a credit card, you get money for 45 days without any interest, which no other product offers.

Credit card will help you decrease your expenses connected with your business. In addition, we will give you back 1% from every payment you make onto your business checking account at KB, which is meant for paying off a credit card.

What's the difference between a credit card and a debit card

Although they may look the same to you, there is a big difference in the way they work. The main one is in the money used. Is it worth it to get a credit card, or is a debit card enough for you?

Debit Card
You receive a debit card from your bank with your current account. When paying with it or withdrawing cash from an ATM, you use your own money. 

Credit card
When paying with a credit card, you use money of your bank. You can spend up to a certain limit and then you have an interest-free period of 45 days to pay back to the bank.