​Save on
your business

EARN 1 %

Enjoy grace period of 45 days

Legal assistance

Instant credit of up to CZK 50,000 for new clients

Get up to CZK 500,000

Selected price list items

Monthly fee for card
CZK 59 / Free of charge if non-cash payments realized with
the use of the Business World credit card for the current month exceed CZK 5,000
Cash withdrawal from KB ATM
1 %, min CZK 30
Cash withdrawal from ATM of other domestic banks and in selected European* countries
1 %, min CZK 100
Cash withdrawal from ATM abroad
1 free of charge / month, next 1%, min CZK 100
Cash back
Free of charge
Sending of one payment card statement electronically
Free of charge
Cashless transfer from a credit card account to other account in CZK
Card stoplisting
Free of charge (from 15. 12. 2019)
Interest rate for calculation of interest on credit
see KB interest rates announcement

*List of countries with discounted price for ATM cash withdrawal: Member states of EEA (Belgium, Bulgaria, Denmark, Estonia, Finland, France, Croatia, Ireland, Iceland, Italy, Cyprus, Latvia, Lithuania, Luxembourg, Hungary, Malta, Germany, Netherlands, Norway, Poland, Portugal, Austria, Romania, Greece, North Macedonia, Slovakia, Slovenia, Spain, Sweden, Switzerland, Great Britain) and other European countries (Albania, Andorra, Belarus, Bosnia and Herzegovina, Montenegro, Kosovo, Liechtenstein, Moldavia, Monaco, San Marino, Serbia, Ukraine, Vatican).

How to get this product?

At a branch

Select a branch, leave your contact information – we will call you back..

By phone

Leave it all up to us. Leave your contact information – we will call you back.



  • Credit card for entrepreneurs and businesses
  • Earn 1% on every purchase to your business account used for credit card instalments
  • General-purpose loan without security

How can you get credit?

  • Instant credit of up to CZK 50,000 for new clients without presentation of financial statements 
  • Credit of up to CZK 100,000 for new clients without presentation of financial statements – this offer applies to farmers, pharmacists, attorneys, notaries, auditors, tax advisors, accountants, architects, authorised engineers and technicians, veterinarians, outpatient physicians, and dentists
  • Up to CZK 500,000 without presentation of financial statements for clients with a current account in KB for at least 6 months
  • 1 ATM withdrawal abroad free of charge each month
  • No card maintenance fees for clients with monthly card transactions of at least CZK 5,000
  • Můj Mastercard benefits
    • ulekare.cz service (online counseling 24/7, making an appointment at a specialist)
    • Assistance services (professional assistance or counseling 24 hours a day - in the field of car, personal, domestic, legal, health)
    • Free access to MasterCard airport lounges in Prague, Bratislava and Vienna, with free refreshments, Wi-Fi, news, and other benefits

Eligible clients

You only have to be over the age of 18 and carry out business activities. 

Necessary documents

Prepare 2 identity documents (e.g. identity card and driving licence), as well as a document authorising your business activities (Trade Certificate or Commercial Register extract). 

Payment card guide (Czech version only, PDF, 477 kB)

Terms and Conditions Applying to Debit Cards (PDF, 386 kB)

Good to have