​Save on
your business

EARN 1 %

Enjoy grace period of 45 days

Legal assistance

Get up to CZK 500,000

Selected price list items

Monthly fee for the credit cards
CZK 59 / free of charge
Cash withdrawal form KB and MONETA Money Bank ATMs
1 %, min. CZK 30
Cash withdrawal from ATMs of other domestic banks and Selected european states
1 %, min. CZK 100
Cash withdrawal from ATMs abroad - other states
1 withdrawal for free1 %, min. CZK 100
Sending one payment card statement electronically
free of charge
Cashless transfer from a credit card account to another CZK account
1 %
Card blacklisting
free of charge

*List of countries with discounted price for ATM cash withdrawal: Member states of EEA (Belgium, Bulgaria, Denmark, Estonia, Finland, France, Croatia, Ireland, Iceland, Italy, Cyprus, Latvia, Lithuania, Luxembourg, Hungary, Malta, Germany, Netherlands, Norway, Poland, Portugal, Austria, Romania, Greece, North Macedonia, Slovakia, Slovenia, Spain, Sweden, Switzerland, Great Britain) and other European countries (Albania, Andorra, Belarus, Bosnia and Herzegovina, Montenegro, Kosovo, Liechtenstein, Moldavia, Monaco, San Marino, Serbia, Ukraine, Vatican).

How to get this product?

By phone

Leave it all up to us. Leave your contact information – we will call you back.

At a branch

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  • Credit card for entrepreneurs and businesses
  • Earn 1% on every purchase to your business account used for credit card instalments. The Credit Card Agreement must provide for repayment of the loan by transfer from your KB business account without your further consent.
    (guaranteed till 31 of December, 2023)
  • General-purpose loan without security

How can you get credit?

  • Instant credit of up to CZK 50,000 for new clients without presentation of financial statements 
  • Credit of up to CZK 100,000 for new clients without presentation of financial statements – this offer applies to farmers, pharmacists, attorneys, notaries, auditors, tax advisors, accountants, architects, authorised engineers and technicians, veterinarians, outpatient physicians, and dentists
  • Up to CZK 500,000 without presentation of financial statements for clients with a current account in KB for at least 6 months
  • 1 ATM withdrawal abroad free of charge each month
  • No card maintenance fees for clients with monthly card transactions of at least CZK 5,000
  • Můj Mastercard benefits
    • ulekare.cz service (online counseling 24/7, making an appointment at a specialist)
    • Assistance services (professional assistance or counseling 24 hours a day - in the field of car, personal, domestic, legal, health)
    • Free access to MasterCard airport lounges in Prague, Bratislava and Vienna, with free refreshments, Wi-Fi, news, and other benefits

Eligible clients

You only have to be over the age of 18 and carry out business activities. 

Necessary documents

Prepare 2 identity documents (e.g. identity card and driving licence), as well as a document authorising your business activities (Trade Certificate or Commercial Register extract). 

Payment card guide (Czech version only, PDF, 477 kB)

Terms and Conditions Applying to Debit Cards (PDF, 386 kB)

Good to have