Profi Merlin Payment Card Insurance

Protection for your business cards and personal belongings in the event of theft or unauthorised use.

Profi Merlin protects
your company’s money 

ONLY
CZK 39 per month 

Extensive coverage for very reasonable price

Protection for your payment cards, cash, and personal belonging

Worldwide insurance coverage

Purchase the insurance using internet banking

WHY SHOULD I PURCHASE THE INSURANCE COVERAGE

  • It covers KB business payment cards and payment cards of other banks in the Czech Republic 

  • Protect any cash revenue being delivered to our branches against theft 

  • In addition to cards and cash, it also covers your keys, documents, mobile telephone, and laptop

  • It covers money stolen within 48 hours from an ATM/bank counter withdrawal

Selected price list items

Fee for insurance
CZK 468 yearly

How to get this product?

By phone

Leave it all up to us. Leave your contact information – we will call you back.

At a branch

Select a branch, leave your contact information – we will call you back.

MojeBanka

Get the service online – directly in the MojeBanka application.

MojeBanka
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USEFUL INFORMATION

It covers risks associated with unauthorised use of payment cards issued in the insured person’s name by KB and other banks.

The following limits apply to one cardholder per calendar year:

  • Up to CZK 60,000 in the event of unauthorised card payment
  • Up to CZK 15,000 in the event of unauthorised ATM withdrawal
  • Up to CZK 30,000 in the event of stolen cash being delivered as deposit (revenue) to our branch
  • Up to CZK 15,000 for cost of new personal belongings, documents, keys, and cash – up to CZK 3,000 per single item or CZK 5,000 for a mobile phone
  • Up to CZK 15,000 with regard to cost of emergency cash advance
  • Up to CZK 1,000 for cost incurred in connection with card PIN redelivery
  • Up to CZK 1,000 for cost incurred in connection with issuing a KB card following cancellation and replacement KB card issuing
  • Up to CZK 12,000 in case of cost incurred in connection with courier services delivering a card / PIN
  • Up to CZK 5,000 for cost of unauthorised calls and messages (SMS/MMS) from a stolen mobile phone
  • Up to CZK 4,000 for cost associated with card cancellation and with issuing a new card
  • It covers selected bank fees that are refunded to a client’s account without the need to file an insurance claim 
  • Insurance coverage of personal belongings against theft, burglary or unauthorised use (e.g. keys, documents, mobile telephone, laptop, etc.)
  • It also covers cash revenue being delivered to our branches against theft 
  • Even more secure cash deposits and withdrawals
  • Profi Merlin also covers transactions involving a PIN code
  • Very low price of the insurance product – compared to the scope of coverage
  • Worldwide insurance coverage
  • Insurance covers cost associated with card cancellation and issuing a new card
  • Insurance coverage extended to cash stolen within 48 hours from an ATM/bank counter withdrawal 
  • Unlimited number of Profi Merlin programmes may be purchased for one business account  

You can purchase the Profi Merlin payment card insurance at any branch or using the Mojebanka internet banking.