Protection against
incapacity for work 

Receive up to
CZK 40,000 per month

Purchase your policy without any medical questionnaire

Insurance coverage in the Czech Republic and abroad

Choose one of 2 available insurance programmes

Up to CZK 400,000 in the event of death


  • Lease of business premises

  • Payments for utilities

  • Telephone and internet charges

  • Payments for parking or garage space

How to get this product?

By phone

Leave it all up to us. Leave your contact information – we will call you back.

At a branch

Select a branch, leave your contact information – we will call you back.



The insurance indemnity will be paid according to the amount of the insurance sum stated in the Insurance Conditions.

The insurance can be used for the following expenses:

  • Lease/sublease of business premises
  • Electricity and gas payments
  • Payments for external heating and hot water
  • Water charges
  • Telephone, radio, and television charges
  • Internet charges
  • Payments for garage or parking space
  • And other payments

Comparison of the Klasik and Extra insurance programmes

  • It covers regular expenses for up to 12 months in case of unexpected events and incapacity for work caused by accident
  • Accident insurance covers the risk of long-term incapacity for work, disability or death
  • Two insurance programmes available – Klasik or Extra
  • Based on the claim type and selected programme, we will provide you with monthly income of up to CZK 40,000 for a year
  • Insurance also covers any claims arising abroad
  • Purchase your insurance policy at any KB branch, without the need to complete a medical questionnaire
  • Insurance benefits are exempt from income tax

Intended for holders of our business accounts between the ages of 18 and 65 years.

Purchase your insurance policy:

  • At any KB branch
  • In the Mojebanka internet banking