Profi Payment Protection Insurance

Accident insurance for entrepreneurs that covers regular business-related expenses for the period of their incapacity for work.

Protection against
incapacity for work 

Receive up to
CZK 40,000 per month

Purchase your policy without any medical questionnaire

Insurance coverage in the Czech Republic and abroad

Choose one of 2 available insurance programmes

Up to CZK 400,000 in the event of death


  • Lease of business premises

  • Payments for utilities

  • Telephone and internet charges

  • Payments for parking or garage space

Selected price list items

Fee for insurance - option Klasik
CZK 990 yearly
Fee for insurance - option Extra
CZK 1,990 yearly

How to get this product?

By phone

Leave it all up to us. Leave your contact information – we will call you back.

At a branch

Select a branch, leave your contact information – we will call you back.



Monthly benefits are determined on the basis of regular payments from your business account.

A regular payment shall mean any monthly, quarterly, semi-annual or annual payment made from your business account – with the exception of loan payments.

Examples of regular payments:

  • Lease/sublease of business premises
  • Electricity and gas payments
  • Payments for external heating and hot water
  • Water charges
  • Telephone, radio, and television charges
  • Internet charges
  • Payments for garage or parking space
  • And other payments

Comparison of the Klasik and Extra insurance programmes

  • It covers regular expenses for up to 12 months in case of unexpected events and incapacity for work caused by accident
  • In case of accidental death, your relatives will receive up to CZK 400,000 within 48 hours
  • Accident insurance covers the risk of long-term incapacity for work, disability or death
  • Two insurance programmes available – Klasik or Extra
  • Monthly benefits are determined on the basis of regular payments made from your KB business current account
  • Based on the claim type and selected programme, we will provide you with monthly income of up to CZK 40,000 for a year
  • Insurance also covers any claims arising abroad
  • Purchase your insurance policy at any KB branch, without the need to complete a medical questionnaire
  • Insurance benefits are exempt from income tax

Intended for holders of our business accounts between the ages of 18 and 65 years.

Purchase your insurance policy:

  • At any KB branch
  • In the Mojebanka internet banking