Plan Start Business
Standard services free of charge
ervices that you can manage with just a few taps in the KB+ app
Domestic and SEPA payments
incoming and outgoing payments. You do not have to pay for SEPA payments either
Deposits and withdrawals within an ATM network
withdrawals within a shared ATM network
Our Start Business plan offers the following
- Business account
- 1 debit card
- Domestic and SEPA payments
- Cash deposits and withdrawals within a shared ATM network
- Unlimited number of authorised users
- Instant payments, standing orders, and direct debits
Benefit from everyday services free of charge
A current account, payment card, and all online payments are free. Naturally, you can manage your account using a smart mobile app and online banking. If you need more for your business, you can choose one of our other plans.
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Personal and business finances in one app
Sign up for and manage all your products anywhere, anytime. With the new app, you can handle almost everything online and without paperwork.
Support from relationship managers at 215+ branches
If you need to discuss something with a relationship manager, we have an extensive network of branches and business centres at your disposal.
Your money is safe
We verify your card payments for you. We will alert you immediately to online threats and fraud attempts. When your relationship manager calls you, you can easily verify their identity in the KB+ app.
Financial cushion with an authorised overdraft
With this plan, you will get financial cushion of up to CZK 100,000 without collateral. You can use the funds as often and for as long as you need – even every month.
You can always keep track of your account in the KB+ app; in the app, you can easily open and manage your account with just a few taps, name your account, add authorised users, and more. You can also manage your personal KB account in the same app, so you have everything in one place.
You can share your account with your accountant or authorised users. In the app, you can set up not only the sharing itself, but also what other users would see in their app and what actions they would be able to take with the account (e.g. view only vs. full control).
You can choose your own account number that is easy to remember – for example, based on your business ID or telephone number.
With our Start Business plan, you have access to a debit card that you can digitize to make payments using your smartphone or smartwatch.
Make cash withdrawals within the shared ATM network, i.e. at MONETA Bank, Air Bank, and UniCredit Bank ATMs, subject to the same fees as at KB ATMs. At other ATMs in the Czech Republic and abroad, you can make cash withdrawals for a fee.
In addition to cash withdrawals or deposits, you can also check your account balance for accounts opened with Komerční banka and change your card PIN. These services are free for KB clients.
You can make cash withdrawals not only from ATMs of Komerční banka, but also from MONETA Money Bank, Air Bank, and UniCredit Bank ATMs – with no limits and free of charge. At other ATMs in the Czech Republic and abroad, you can make cash withdrawals for a fee as specified in the Price List.
You can deposit cash at KB, MONETA Money Bank, and Air Bank ATMs.
Our Start Business plan includes all domestic incoming and outgoing payments, SEPA payments, instant payments, standing orders, and direct debits.
You can find all the important information about the product on the Documents page