Loans

Loans for operation, new projects and unexpected expenses.
Profi Loan Start
Loan for start-up businesses for the purchase of equipment, real estate, vehicles or stock.
  • Significantly simplified approval process
  • You can pay for up to 7 years
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Profi Loan
Simplified business loan with a fixed interest rate.
  • For investments, operation and warehouse
  • We can borrow up to CZK 5,000,000
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Authorised Overdraft for Business Current Accounts
Short-term financial reserve of up to CZK 3,000,000 for your business.
  • Use credit for anything you want
  • Enjoy credit for up to 180 days
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Business operating loans
Business loans for operating needs.
  • Get a financial reserve to deal with unexpected expenses
  • Finance operations and investments operatively with a single contract
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Profi Revolving Loan
Up to CZK 5,000,000 for anything you need for your business.
  • Significantly simplified approval process
  • You can pay for up to 7 years
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Profi Auto
Loan for the purchase of a passenger or small commercial vehicle.
  • Debt management and administration free of charge
  • Discounted compulsory insurance and emergency insurance
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Profi Mortgage Loan
Real estate loan for entrepreneurs and small businesses.
  • Maximum loan amount is CZK 5,000,000
  • Loan term of up to 10 years
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Financing of Farm Land
Convenient financing of farm land under special terms.
  • Receive up to 100% of the land purchase price
  • We also lend money back
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Profi Loan for Beginning Farmers
For farmers, who wish to start up their business.
  • You can borrow up to CZK 1,000,000
  • Without proof of business history and financial statements
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Loans for Housing Cooperatives and Associations of Unit Owners
Modernise your residential building with a loan of up to CZK 300,000 per unit.
  • Favorable interest rate and low repayments
  • Part of an account with a permitted debit of up to CZK 500,000
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Profi Technique
Lease of new and used machinery, equipment, and technology intended for entrepreneurs and small businesses.
  • For investments from 350,000 CZK
  • You can draw money in both CZK and EUR
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Loans Supported by ČMZRB a.s.
Loans with a bank guarantee by Českomoravská záruční a rozvojové banka under special terms
  • Guarantee covering up to 80% of the loan principal
  • Loan processing free of charge
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Loans supported by PGRLF, a.s.
Enjoy benefits resulting from the partnership of KB and the Farming and Forestry Relief and Guarantee Fund (PGRLF).
  • Free advisory services
  • Current information about programmes offered by PGRLF
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Bank guarantee
Payment and non-payment guarantees as an instrument mitigating commercial risks for a wide range of creditors.

  • Guaranteed payment if a secured obligation is not met 

  • Customize the guarantee in line with your individual needs

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Documentary Letter of Credit
Bank’s commitment to only pay the purchase price to the seller after specific contractual conditions are met.

  • Buyer knows that goods are dispatched prior to payment

  • Seller receives payment upon fulfilment of defined conditions

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good to have

Profi Loan Payment Protection Insurance
Accident insurance for entrepreneurs that covers regular business-related expenses for the period of their incapacity for work.
  • In case of death, invalidity or incapacity for work
  • You do not have to fill in a health questionnaire
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KB Business Finance
Application that will help you easily plan the financing of your business projects.
  • We refund 1% of each payment
  • You can earn up to $ 500,000
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