Business operating loans

Finance your operations, investments,
and temporary financial shortfalls

Funds may also be drawn to a client’s account

In CZK, EUR, USD, CHF, GBP or a combination thereof

Loans may also be drawn gradually

Separate loans for individual current asset types

BUSINESS LOANS CAN BE USED TO

By phone

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At a branch

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MojeBanka

Get the service online – directly in the MojeBanka application.

MojeBanka

Business loans for individuals and legal entities operating and liable to taxes in the Czech Republic and comply with applicable legal regulations for accepting credits
Business loans are also available for municipalities, regions, and entities established by them
Finance your operations, investments, working capital, and temporary financial shortfalls
Short, medium, and long-term maturity available for business loans
Benefit from single-payment, gradual or revolving loans and bank overdrafts
Business loans are available in CZK, EUR, USD, CHF, and GBP

Choose a business loan that best suits your needs. Arrange it by telephone or make an online appointment at a branch using this website.

Revolving loan

With a single limit (available funds are increased by any payments made by a deadline) or with a basic limit and a current limit (draw and repay funds up to your current limit that may be set up to the amount of your basic limit)
Fixed or open-term maturity (no more than 3 years)

Bank overdraft

Available for your current (bank overdraft) account
Debit balance limit cannot be exceeded
It is used to overcome temporary financial shortfalls, finance trade receivables, inventory or operations (in combination with investments in certain cases)

Loan for current assets

Short, medium or long-term loan for direct settlement of business needs
Up to the estimated amount of current assets or their specific types at a certain date
Benefit from one-off or gradual drawdowns and repayments
Fixed or variable interest rate
In CZK, selected foreign currencies (EUR, USD, CHF) or a combination thereof
It may be used as a revolving loan to fund receivables (within standard maturity) in the Czech Republic and abroad

Loan for operations and investments

Loan to overcome temporary shortage of funds

Short or medium-term CZK loan
Settle overdue receivables or outstanding wages
Usually a one-off loan for direct payment (purpose) or funds made available to a client’s account
Fixed or variable interest rate