To start and expand
your business

Interest rate from 7.9 %

Short and simplified approval process

Repayment up to 7 years

Extra payments or repay the loan early with no fee

Possibility to get a payment protection insurance​


  • Financing of the company operations, repairs and maintenance, purchase of inventory, trade receivables

  • Investments in tangible and intangible assets - also suitable for starting entrepreneurs

  • Loan refinancing for investments, current assets, operating needs

  • Consolidation of loans, business credit cards and authorized overdrafts


How to get this product?

By phone

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At a branch

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Get the service online – directly in the MojeBanka application.



  • Short and simplified approval process
  • Floating or fixed interest rate
  • You can get up to CZK 5,000,000
  • You can set a maturity between 1 and 7 years
  • The loan can be drawn as short-term (maturity up to 1 year), medium-term (maturity up to 5 years) or long-term (maturity up to 7 years)
  • You can make extra payments or repay the loan early with no fee
  • It enables operational financing of business needs
  • You can arrange payment protection insurance​ for your business loan

You can also arrange a payment protection insurance:

  • It is an effective tool for meeting commitments even in unexpected life situations
  • Fast financial assistance with loan repayments in unexpected life situations
  • It covers the risks of death, full disability and incapacity to work
  • The age of the insured must be between 18 and 60 years
  • It is not necessary to fill out a health questionnaire for insurance - only the Health Statement is signed

Good to have

Lease finance for business investments over CZK 1 million, with an option to purchase leased assets
  • Cover lease payments from the revenue of your investment

  • Optimise your investment revenue and expenditure

Loans Supported by NRB a.s.
Loans with a bank guarantee by Národní rozvojová banka under special terms
  • Guarantee covering up to 80% of the loan principal
  • Loan processing free of charge