Protection for your business
in the event of emergency

Up to
CZK 2,500,000

For the event of death, disability, and incapacity for work

No need to complete a medical questionnaire

Same insurance premium throughout loan term

Insurance premium amounting to just 0.1% of the loan amount per month

How to get this product?

By phone

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At a branch

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  • Effective and quick assistance with your loan payment in the event of unexpected situations in life
  • Limit of insurance in the event of total disability or death of the insured person amounts to CZK 2,500,000
  • Constant insurance premium payment throughout the loan term
  • Insurance benefits exempt from income tax
  • No need to complete a medical questionnaire – only a Health Statement
  • Insurance premium is much lower than loan payments

The Payment Protection Insurance (PPI) covers the following risks:

  • Death
  • Total disability
  • Incapacity for work

Example of insurance premium calculation:

In case of a loan in the amount of CZK 700,000 with loan term of 3 years, the monthly loan payment shall be CZK 26,300 and monthly insurance premium shall only amount to CZK 700.

This product is intended for Profi Loan applicants between the ages of 18 and 60 years.

This insurance coverage is provided by Komerční pojišťovna a.s.