Loans for Housing Cooperatives and Associations of Unit Owners

Modernise your residential building with a loan of up to CZK 300,000 per unit.

For reconstructions and
minor remodelling projects

Up to CZK 300,000
PER 1 UNIT

Loan is also available for refinancing

Without security, with low interest rate and payments

Current account with authorised overdraft of up to CZK 500,000 included

Additional benefits with the BYTOVÝ DŮM programme

How to get this product?

By phone

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At a branch

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USEFUL INFORMATION

  • Loan intended for modernising, reconstructing, repairing, and maintaining residential buildings
  • It may also be used to refinance previously granted loans and credits
  • Additional benefits available under the BYTOVÝ DŮM programme
  • Benefit from competitive interest rate and low payments
  • Opt for a medium-term or long-term loan
  • One-off or gradual loan drawdowns
  • Get your loan of up to CZK 300,000 per unit without security  
  • Current account with authorised overdraft of up to 500,000 at special terms included

Benefits under the BYTOVÝ DŮM programme:

  • Loan application assessment and comprehensive processing free of charge
  • No fees for the loan provision
  • Reduced loan maintenance fees of CZK 200 a month

Good to have

Business World Card
The first credit card for business clients that pays back to you
  • We refund 1% of each payment
  • Limit up to CZK 500,000
Product detail
Loans Supported by ČMZRB a.s.
Loans with a bank guarantee by Českomoravská záruční a rozvojové banka under special terms
  • Guarantee covering up to 80% of the loan principal
  • Loan processing free of charge
Product detail