New company
car in no time


Existing clients need not present tax returns

Third party liability and accident insurance under special terms

Finance the full price of your new vehicle

Quick process without pointless paperwork

How to get this product?

By phone

Leave it all up to us. Leave your contact information – we will call you back.

At a branch

Select a branch, leave your contact information – we will call you back.



  • No need to present tax returns if you are a KB client
  • Loan processing and administration free of charge
  • Vehicle financing even with 0% money down of the purchase price  
  • Purchase optional third party liability and accident insurance with your loan – insurance premium payments will be included in your loan payments

It is a loan for the purchase of a specific passenger or small commercial vehicle selected by a client.

How much can you borrow?

You can finance the purchase price of your vehicle (incl. VAT) reduced by any advance payment made to a dealer upon signing of the contract of purchase.

  • Minimum amount of CZK 30,000
  • Maximum amount is not limited

What is the maximum loan term?

  • 84 months (new vehicles or used vehicles up to 5 years)
  • 72 months (used vehicles between 5 and 6 years)

How is the loan secured?

Security contract to the given vehicle or other security instruments, as appropriate (e.g. blank collateral draft).

How are loan payments made?

  • Regular monthly annuity payments
  • If third party liability / accident insurance (optional) purchased with the loan, payments are included in the loan payments

What terms and conditions must the vehicle meet?

  • Maximum weight of 3.5 t
  • New or used vehicle (no more than 6 years)
  • Price is not limited in any way

How is the loan utilized?

Loan is provided by ESSOX s.r.o. Financial funds are transferred to an account of the given new/used car dealer immediately after the signing of contractual documents and their delivery to ESSOX s.r.o.

Good to have

Lease finance for business investments over CZK 1 million, with an option to purchase leased assets
  • Cover lease payments from the revenue of your investment

  • Optimise your investment revenue and expenditure