Profi Auto

• No need to present tax returns if you are a KB client
• Loan processing and administration free of charge
• Vehicle financing even with 0% money down of the purchase price  
• Purchase optional third party liability and accident insurance with your loan – insurance premium payments will be included in your loan payments

It is a loan for the purchase of a specific passenger or small commercial vehicle selected by a client.

How much can you borrow?

You can finance the purchase price of your vehicle (incl. VAT) reduced by any advance payment made to a dealer upon signing of the contract of purchase.

• Minimum amount of CZK 30,000
• Maximum amount is not limited

What is the maximum loan term?

• 84 months (new vehicles or used vehicles up to 5 years)
• 72 months (used vehicles between 5 and 6 years)

How is the loan secured?

Security contract to the given vehicle or other security instruments, as appropriate (e.g. blank collateral draft).

How are loan payments made?

• Regular monthly annuity payments
• If third party liability / accident insurance (optional) purchased with the loan, payments are included in the loan payments

What terms and conditions must the vehicle meet?

• Maximum weight of 3.5 t
• New or used vehicle (no more than 6 years)
• Price is not limited in any way

How is the loan utilized?

Loan is provided by ESSOX s.r.o. Financial funds are transferred to an account of the given new/used car dealer immediately after the signing of contractual documents and their delivery to ESSOX s.r.o.