Plan Exclusive Business
Multicurrency account
Everything for your travels
Cash withdrawals anywhere in the world
around the world
Our Exclusive Business plan offers the following
- Unlimited number of multicurrency accounts and debit or deposit cards
- Gold debit card
- Domestic and SEPA payments
- Instant payments, standing orders, and direct debits
- Better exchange rates
- Year-round travel insurance as part of the extra service Cestování Business
- Cash withdrawals from all ATMs worldwide and cash deposits within a shared ATM network
- Unlimited number of authorised users
- Better rates for international payments
- Convenient downloads of accounting data
- Batch payments
Unlimited number of accounts and cards for a fixed fee
Share accounts with your accountant and other authorised users. You can also use individual accounts to separate different products or business activities. Furthermore, you can have the cards issued in the name of someone from your company. You can have an unlimited number of debit or deposit cards for each account.
Make payments and receive funds in different currencies
Whether you have suppliers or customers who prefer different currencies, with our multicurrency account, you can route all payments to a single account without worrying about exchange rates. Moreover, with our Exclusive plan, you can exchange currency at the market rate, which is more favourable than KB’s exchange rate list.
Personal and business finances in one app
Sign up for and manage all your products anywhere, anytime. With the new app, you can handle almost everything online and without paperwork.
Enjoy your Gold Card
Take advantage of the benefits of the corporate Gold Card, such as discounted access to airport lounges, telephone assistant, discounts from partner companies, and online or phone consultations with a physician. You can make unlimited cash withdrawals from ATMs worldwide.
Year-round travel insurance
With the Exclusive Business plan, you will benefit from the extra service Cestování Business, which includes year-round travel insurance for you and your loved ones.
Accounting data available anytime
You can easily download accounting data for the selected period in the format that suits you best: BEST KB (.KMO) or compatible media (.GPC).
A monthly fee of CZK 499 will be automatically charged to the oldest active account included in the plan.
With the Exclusive Business plan, you can have as many accounts as you need. You can always keep track of your accounts in the KB+ app; in the app, you can easily open and manage your accounts with just a few taps, name your accounts, add authorised users, and more.
You can share your accounts with your accountant or authorised users. In the app, you can set up not only the sharing itself, but also what other users would see in their app and what actions they would be able to take with the accounts (e.g. view only vs. full control).
With the Exclusive Business plan, your accounts automatically include multicurrency functionality. The base currency is CZK; however, you can use up to 14 currencies in your accounts, including EUR, USD, and GBP.
For all accounts, you can choose your own account number that is easy to remember – for example, based on your business ID or telephone number.In addition to the exchange rates listed in the KB Exchange Rate List, the Exclusive Business plan also offers exchange rates based on current market rates, which are more favourable.
Why use the market exchange rates (currently available in online banking and on the Android platform):
- They are available on business days (24 hours a day, 5 days a week).
- They are more favourable compared to the KB Exchange Rate List.
- You do not have to wait for the exchanged funds - they will be credited to your account immediately.
- To complete a currency exchange, you must have sufficient funds both in your account and in the specific currency subaccount.
- The exchange is binding and cannot be cancelled once confirmed.
- This exchange is based on market rates. Therefore, the displayed rate changes according to current market fluctuations.
- Due to market fluctuations, the final exchange rate may differ from the one you confirmed.
- There may be situations where the exchange is processed on the basis of the KB Exchange Rate List. You will always be notified of this in advance. For example:
- You are exchanging an amount less than the equivalent of 10 EUR;
- You are exchanging currency on weekends and holidays, i.e. when foreign exchange markets are closed.
With our Exclusive Business plan, you can get an unlimited number of debit or deposit cards. You can digitize them to make payments using your smartphone or smartwatch. You can also have the cards issued in the name of someone from your company.
With this plan, you will also receive a prestigious debit card.
All cash withdrawals are free of charge* from ATMs of KB and other banks in the Czech Republic and around the world.
You can make cash deposits using ATMs of Komerční banka, MONETA Bank, UniCredit Bank, and Air Bank.
In addition to cash withdrawals or deposits, you can also check your account balance for accounts opened with Komerční banka and change your card PIN. These services are free for KB clients.
*This is without prejudice to fees charged by certain ATM operators (i.e. surcharges) or fees for processing excess cash amounts.
All cash withdrawals are free of charge at all ATMs worldwide.
You can make cash deposits using KB, MONETA Bank, and Air Bank ATMs.
Our Exclusive Business plan includes all domestic incoming and outgoing payments, SEPA payments, instant payments, standing orders, and direct debits. With the Exclusive Business plan, you will pay a discounted rate of CZK 100 per payment for international payments.
You can download accounting data for the selected period in various formats.
It is possible to import payment files created in a client’s accounting system to KB+. An imported file can contain up to 200 payments (400 payments per entity per day) to KB+ for a current account in the BEST KB format and compatible media.
A batch may contain files in the following formats:
- Compatible media (.KPC) or BEST KB (.IKM) – payments in CZK within KB or to another bank in the Czech Republic;
- BEST KB (.IKM) – payments in CZK and in foreign currency within KB or in CZK to another bank in the Czech Republic.
Check out our guide on how to import a batch payment into KB+ >
You can find all the important information about the product on the Documents page