Plan Komfort Business

A monthly fee of CZK 89 will be automatically charged to the oldest active account included in the plan.

With our Komfort Business plan, you can have up to 3 accounts. You can always keep track of your accounts in the KB+ app; in the app, you can easily open and manage your accounts with just a few taps, name your accounts, add authorised users, and more. 

You can share your accounts with your accountant or authorised users. In the app, you can set up not only the sharing itself, but also what other users would see in their app and what actions they would be able to take with the accounts (e.g. view only vs. full control). 

With the Komfort Business plan, your accounts automatically include multicurrency functionality. The base currency is CZK; however, you can use up to 14 currencies in your accounts, including EUR, USD, and GBP. 

You can choose your own account number that is easy to remember – for example, based on your business ID or telephone number. 

In addition to the exchange rates listed in the KB Exchange Rate List, the Komfort Business plan also offers exchange rates based on current market rates, which are more favourable. 

Why use the market exchange rates (currently available in online banking and on the Android platform): 

• They are available on business days (24 hours a day, 5 days a week).
• They are more favourable compared to the KB Exchange Rate List.
• You do not have to wait for the exchanged funds - they will be credited to your account immediately.
• To complete a currency exchange, you must have sufficient funds both in your account and in the specific currency subaccount.
• The exchange is binding and cannot be cancelled once confirmed.
• This exchange is based on market rates. Therefore, the displayed rate changes according to current market fluctuations.
• Due to market fluctuations, the final exchange rate may differ from the one you confirmed. 
• There may be situations where the exchange is processed on the basis of the KB Exchange Rate List. You will always be notified of this in advance. For example:
  • You are exchanging an amount less than the equivalent of 10 EUR;
  • You are exchanging currency on weekends and holidays, i.e. when foreign exchange markets are closed. 

With our Komfort Business plan, you can get up to 6 debit or deposit cards. You can easily digitize them to make payments using your smartphone or smartwatch. You can also have the cards issued in the name of someone from your company. 

All cash withdrawals from ATMs of KB and other banks in the Czech Republic and selected European countries (Albania, Andorra, Belgium, Belarus, Bosnia and Herzegovina, Bulgaria, Montenegro, Denmark, Estonia, Finland, France, Croatia, Ireland, Iceland, Italy, Kosovo, Cyprus, Liechtenstein, Lithuania, Latvia, Luxembourg, Hungary, Malta, Moldova, Monaco, Germany, Netherlands, Norway, Poland, Portugal, Austria, Romania, Greece, San Marino, North Macedonia, Slovakia, Slovenia, Serbia, Spain, Sweden, Switzerland, Ukraine, the Vatican, and Great Britain) are free of charge*. 

You can make cash deposits using ATMs of Komerční banka, MONETA Bank, UniCredit Bank, and Air Bank. 

In addition to cash withdrawals or deposits, you can also check your account balance for accounts opened with Komerční banka and change your card PIN. These services are free for KB clients. 

*This is without prejudice to fees charged by certain ATM operators (i.e. surcharges) or fees for processing excess cash amounts.

All cash withdrawals from ATMs of KB and other banks in the Czech Republic and selected European countries (Albania, Andorra, Belgium, Belarus, Bosnia and Herzegovina, Bulgaria, Montenegro, Denmark, Estonia, Finland, France, Croatia, Ireland, Iceland, Italy, Kosovo, Cyprus, Liechtenstein, Lithuania, Latvia, Luxembourg, Hungary, Malta, Moldova, Monaco, Germany, Netherlands, Norway, Poland, Portugal, Austria, Romania, Greece, San Marino, North Macedonia, Slovakia, Slovenia, Serbia, Spain, Sweden, Switzerland, Ukraine, the Vatican, and Great Britain) are free of charge*.

You can make cash deposits using KB, MONETA Bank, and Air Bank ATMs. 

Our Komfort Business plan includes all domestic incoming and outgoing payments, SEPA payments, instant payments, standing orders, and direct debits. With the Komfort Business plan, you will pay a discounted rate of CZK 200 per payment for international payments.

You can download accounting data for the selected period in various formats. 

It is possible to import payment files created in a client’s accounting system to KB+. An imported file can contain up to 200 payments (400 payments per entity per day) to KB+ for a current account in the BEST KB format and compatible media.

A batch may contain files in the following formats: 

• Compatible media (.KPC) or BEST KB (.IKM) – payments in CZK within KB or to another bank in the Czech Republic; 

• BEST KB (.IKM) – payments in CZK and in foreign currency within KB or in CZK to another bank in the Czech Republic. 
   

Check out our guide on how to import a batch payment into KB+ >

You can find all the important information about the product on the Documents page