Plan Standard Business
One account, multiple currencies
and exchange money in the app with just a few taps
Domestic and SEPA payments
domestic incoming and outgoing payments. You do not have to pay for SEPA payments either
Withdrawals and deposits within an ATM network
within a shared ATM network
Our Standard Business plan offers the following
- 1 multicurrency account for businesses
- 2 debit cards
- Domestic and SEPA payments
- Cash withdrawals and deposits within a shared ATM network
- Up to 2 withdrawals from third-party ATMs in the Czech Republic and in Europe per card each month
- Unlimited number of authorised users
- Convenient downloads of accounting data
- Batch payments
One account, one card, multiple currencies
With a multicurrency account, you can make payments and receive funds in different currencies without worrying about exchange rates. You can always keep track of the currencies you use in the KB+ app and easily switch between them with just a few taps.
Share your account
If you wish, you can share your account – for example with your accountant. In the app, you can easily define what the user will be able to do with the account.
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Personal and business finances in one app
Sign up for and manage all your products anywhere, anytime. With the new app, you can handle almost everything online and without paperwork.
2 cards with your account
With our Standard Business plan, you have access to 2 debit cards. You can easily digitize them to make payments using your smartphone or smartwatch. You can also have the cards issued in the name of someone from your company.
Make cash withdrawals at home and throughout Europe
You can withdraw cash even while on a business trip or when our ATMs are far away. With each card, you get 2 withdrawals per month even outside our ATM network.
Accounting data available anytime
You can easily download accounting data for the selected period in the format that suits you best: BEST KB (.KMO) or compatible media (.GPC).
A monthly fee of CZK 39 will be automatically charged directly to your current account on a regular basis.
You can always keep track of your account in the KB+ app; in the app, you can easily open and manage your account with just a few taps, name your account, add authorised users, and more. You can also manage your personal KB account in the same app, so you have everything in one place.
You can share your account with your accountant or authorised users. In the app, you can set up not only the sharing itself, but also what other users would see in their app and what actions they would be able to take with the account (e.g. view only vs. full control).
With the Standard Business plan, your account automatically includes multicurrency functionality. The base currency is CZK; however, you can use up to 14 currencies in your account, including EUR, USD, and GBP.
You can choose your own account number that is easy to remember – for example, based on your business ID or telephone number.
With our Standard Business plan, you can get 2 debit cards. You can digitize the cards to make payments using your smartphone or smartwatch. You can also have the cards issued in the name of someone from your company.
Make cash withdrawals and deposits through the shared ATM network, i.e. at MONETA Bank, Air Bank, and UniCredit Bank ATMs, subject to the same fees as at KB ATMs.
With our Standard Business plan, you can benefit from 2 cash withdrawals from third-party ATMs in the Czech Republic and selected European countries (Albania, Andorra, Belgium, Belarus, Bosnia and Herzegovina, Bulgaria, Montenegro, Denmark, Estonia, Finland, France, Croatia, Ireland, Iceland, Italy, Kosovo, Cyprus, Liechtenstein, Lithuania, Latvia, Luxembourg, Hungary, Malta, Moldova, Monaco, Germany, Netherlands, Norway, Poland, Portugal, Austria, Romania, Greece, San Marino, North Macedonia, Slovakia, Slovenia, Serbia, Spain, Sweden, Switzerland, Ukraine, the Vatican, and Great Britain) free of charge* each month.
In addition to cash withdrawals or deposits, you can also check your account balance for accounts opened with Komerční banka and change your card PIN. These services are free for KB clients.
*This is without prejudice to fees charged by certain ATM operators (i.e. surcharges) or fees for processing excess cash amounts.
You can make cash withdrawals not only from ATMs of Komerční banka, but also from MONETA Money Bank, Air Bank, and UniCredit Bank ATMs – with no limits and free of charge.
You can deposit cash at KB, MONETA Money Bank, and Air Bank ATMs.
With our Standard plan, you can benefit from 2 cash withdrawals from third-party ATMs in the Czech Republic and selected European countries (Albania, Andorra, Belgium, Belarus, Bosnia and Herzegovina, Bulgaria, Montenegro, Denmark, Estonia, Finland, France, Croatia, Ireland, Iceland, Italy, Kosovo, Cyprus, Liechtenstein, Lithuania, Latvia, Luxembourg, Hungary, Malta, Moldova, Monaco, Germany, Netherlands, Norway, Poland, Portugal, Austria, Romania, Greece, San Marino, North Macedonia, Slovakia, Slovenia, Serbia, Spain, Sweden, Switzerland, Ukraine, the Vatican, and Great Britain) free of charge each month.
Our Standard Business plan includes all domestic incoming and outgoing payments, SEPA payments, instant payments, standing orders, and direct debits.
You can download accounting data for the selected period in various formats.
It is possible to import payment files created in a client’s accounting system to KB+. An imported file can contain up to 200 payments (400 payments per entity per day) to KB+ for a current account in the BEST KB format and compatible media.
A batch may contain files in the following formats:
- Compatible media (.KPC) or BEST KB (.IKM) – payments in CZK within KB or to another bank in the Czech Republic;
- BEST KB (.IKM) – payments in CZK and in foreign currency within KB or in CZK to another bank in the Czech Republic.
Check out our guide on how to import a batch payment into KB+ >
You can find all the important information about the product on the Documents page