How long does the payment transfer take?

No more than 2 business days. Depending on the payee’s bank.

Which transfer are we talking about?

I need to transfer money to a KB account

The funds are credited within a few seconds on any day when using a current or savings account. In other cases, the payments submitted until 8:30 PM on business days are credited by the end of the same day

I need to transfer money to another bank

When sending a payment to another bank, the funds are credited on the next business day the latest. The payments submitted until 2:15 PM on business days are credited by the end of the same day

I am expecting payment from another bank

A payment from another bank is credited to your account on business days, as soon as the money is credited to our account at the Czech National Bank

Further information

Actual available balance increased by payments that are credited to an account on business days after 8:30 PM and on non-business days are available to be used to make other payments, be withdrawn from ATMs or card payments.

At the moment, the actual available balance increased by payments that are credited to an account on business days after 8:30 PM and on non-business days cannot be used to make a payment within the so called "night batch processing". It means standing orders, credit card repayments, other loan repayments (including mortgages), direct debits and payments processed in batches.

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If your payment is really urgent, you can use an “Express” transfer (see the Pricelist for associated fees). Submit it by 2:30 pm of the required due date using your online banking or by 1:00 pm via standard payment order at a branch.

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