Loans

You can arrange a loan online in just a few minutes, with funds immediately available in your account. You can use your loan for anything you want. Choose the payment amount and date. Early repayment and unscheduled payments are always free of charge and can also be handled online.

Benefit from better terms and conditions – e.g. lower monthly payment or interest rate – and save with loan consolidation.

Do you wish to get a photovoltaic power station or use other sustainable technologies? We now offer loans for sustainable technologies, including accessories and installation.

With an overdraft, you can actually overdraw your current account by a prearranged amount.

We will adapt to you in any situation – whether you need refinance your housing, transfer your mortgage loan to your children or get another loan to buy a car, for example. 

2-in-1 Mortgage Loan combines a mortgage loan with additional funds for things that cannot be financed with a mortgage loan – at a lower interest rate compared to a standard loan. Lower interest rate with insurance coverage from Komerční pojišťovna.

If you already have a mortgage loan with another bank, you can refinance it with KB. Quicker process compared to a new mortgage loan. 

We also offer home equity/secured loans that offer low interest rates and can be used for anything.

The main difference consists in the way you can use the borrowed funds. With a standard mortgage loan, the money can also be used for housing-related purposes, typically to purchase a house or apartment, reconstruct your own housing or build a new home – and it needs to be documented.

Funds received in connection with a home equity/secured loan can be used for anything, without having to present invoices or contracts of purchase, whereas the bank does not monitor the actual purpose.