Credit cards

Pay by credit card and use bank money with an interest-free period of up to 45 days
A Card
Credit card for bargain shopping with a savings bonus, and a telephone assistant
  • Discounts of up to 50% for goods, travel, and wellness
  • Up to CZK 250,000 for your purchases
Credit card with travel insurance coverage abroad.
  • Travel insurance coverage of up to CZK 1,500,000
  • Up to CZK 60,000 for your traveling
Credit Card Platinum
Prestigious credit card with worldwide benefits and travel insurance for your whole family.
  • Travel insurance coverage of up to CZK 5 mil. for your whole family
  • Credit limit of up to CZK 500,000

What is a credit card?

A credit card is actually a payment card and a loan in one, with various benefits on the top. When you pay by credit card, you don't use your money but the bank's money.

When paying with a credit card, you get money for 45 days without any interest, which no other product offers.

Offering additional services, it comes handy at home and on the road. You can make use of free service when you leave your keys at home or use travel insurance.

You can also get a discount of up to 50% when shopping or get a supplementary pension insurance.

Debit cards

Money from your current account at hand
Current Account Debit Card
You can pay fast and safely all around the world
  • With chosen cards you have free withdrawals around the world
  • Use superb travel insurance with chosen cards
Gold Card
Prestigious debit card with travel insurance and free ATM withdrawals worldwide
  • Premium travel insurance for your whole family
  • Luggage and flight-delay insurance
Virtual debit card for online payments
  • Virtual card – only use a 16-digit number for payments
  • Simply define your own payment limits

What's the difference between a credit card and a debit card

Although they may look the same to you, there is a big difference in the way they work. The main one is in the money used. Is it worth it to get a credit card, or is a debit card enough for you?

Debit Card
You receive a debit card from your bank with your current account. When paying with it or withdrawing cash from an ATM, you use your own money. Alternatively, you can arrange an overdraft.

Credit card
When paying with a credit card, you use money of your bank. You can spend up to a certain limit and then you have an interest-free period to pay back to the bank.

Using a credit card brings you many benefits, such as discounts, bonuses, retirement savings contributions or travel insurance for the whole family.