Cards

Credit cards

Pay by credit card and use bank money with an interest-free period of up to 45 days
4U card
Credit card for worry-free shopping, separate funds, post-warranty repair service for appliances, and payment protection insurance.
  • Interest rate of 13.9 % p.a.
  • No fees or hidden conditions
Product detail
A Card
Credit card for bargain shopping with a savings bonus,
and a telephone assistant
  • Discounts of up to 50% for goods, travel, and wellness
  • Up to CZK 250,000 for your purchases
Product detail
Credit Card
World Elite
Credit card with travel insurance and entrances to airport lounges
  • Travel insurance up to 10 mil CZK for the whole family
  • Up to CZK 500, 000 for your purchases
Product detail

What is a credit card?

A credit card is actually a payment card and a loan in one, with various benefits on the top. When you pay by credit card, you don't use your money but the bank's money.

When paying with a credit card, you get money for 45 days without any interest, which no other product offers.

Offering additional services, it comes handy at home and on the road. You can make use of free service when you leave your keys at home or use travel insurance.

You can also get a discount of up to 50% when shopping or get a supplementary pension insurance.

Debit cards

Money from your current account at hand

Unique design on the card
You can pay fast and safely all around the world
  • With chosen cards you have free withdrawals around the world
  • Use superb travel insurance with chosen cards
Product detail
Gold Card
Enjoy a debit card with travel insurance and free ATM withdrawals worldwide
  • Premium travel insurance for your whole family
  • Luggage and flight-delay insurance
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Visa Platinum
Enjoy a debit card with premier benefits worldwide and travel insurance for your whole family
  • Travel insurance for your whole family
  • DragonPass membership for access to more than 1300 airport lounges
Product detail

What's the difference between a credit card and a debit card

Although they may look the same to you, there is a big difference in the way they work. The main one is in the money used. Is it worth it to get a credit card, or is a debit card enough for you?

Debit Card
You receive a debit card from your bank with your current account. When paying with it or withdrawing cash from an ATM, you use your own money. Alternatively, you can arrange an overdraft.

Credit card
When paying with a credit card, you use money of your bank. You can spend up to a certain limit and then you have an interest-free period to pay back to the bank.

Using a credit card brings you many benefits, such as discounts, bonuses, retirement savings contributions or travel insurance for the whole family.

PERSONALISED CARD DESIGN