Payment Card Insurance for Children - Merlin Junior

Payment card insurance against unauthorised use in case of loss or theft

With complimentary third-party liability insurance

Coverage for your keys, mobile phone or wallets

It applies to payment cards of other banks as well

Benefit from worldwide insurance coverage

MERLIN JUNIOR COVERS THE FOLLOWING

Insurance fee

CZK 39 monthly

At a branch

Select a branch, leave your contact information – we will call you back.

By phone

Leave it all up to us. Leave your contact information – we will call you back.

MojeBanka

Get the service online – directly in the MojeBanka application.

MojeBanka

Limits of insurance coverage

Risks	Annual max. indemnity limit (CZK)	Annual aggregate max. limit (CZK)
Third-party liability	1 000 000
Card abuse and ATM withdrawal, incl. theft, robbery or loss of cash within 48 hours after withdrawal from ATM or a branch	30 000
Card abuse and ATM withdrawal with PIN, incl. theft, robbery or loss of cash within 48 hours after withdrawal from ATM or a branch	30 000
Delivery of lost PIN in the Czech republic	1 000
Delivery of lost PIN to another country	12 000
Personal belongings, keys, documents, and cash
Stolen cash	1 000	15 000
Stolen or lost keys	1 000	15 000
Stolen or lost documents (passport, cafeteria chip or card, student’s card (ISIC), public transport card)	1 000	15 000
Stolen mobile phone, incl. its unauthorised use	3000	15 000
Stolen tablet, e-reader, notebook	9 000	15 000
Stolen schoolbag or backpack	3 000	15 000
Other personal belongings of the insured (sport equipment, musical instruments, etc.)	3 000	15 000