No need to wait
for payments

Transfer your founds
quickly and anytime 

Instant payments between banks in a matter of seconds

Available on current & saving accounts in CZK

Transfer up to CZK 400,000 in a single transaction – even repeatedly

At the same price as domestic payments: no extra fees for processing

What are instant payments

  • Instant payments allow you to transfer money between banks that support this type of payments in a matter of seconds

  • Payment orders may only be submitted in CZK from a CZK bank account to accounts in other banks that support instant payments. Transfers in other currencies cannot currently be executed as instant payments

  • For the time being, instant payments are supported by more than 10 banks, with others soon to follow. A list of banks that support instant payments is available on the website of the Czech National Bank

  • You can make instant payments via internet banking using your computer or mobile phone

  • You can submit them just like any other domestic payment, just select the “Instant payment” option

  • The transfer to the payee’s account at another bank will be confirmed within 10 seconds since the payment order has been placed

  • If the payee’s bank rejects the instant payment, you can submit a new payment order and the payment details will be pre-filled from the rejected instant payment

  • Your current available balance is updated in real time. Instant payment processing information is available in your “List of Payments” immediately

USEFUL INFORMATION

1. Following instructions will show you how to make instant payments via Mobilní banka mobile banking on phones with the Android operating system.

2. Select the “Payment” option.

3. A blank domestic payment order form will open.

4. An ordinary payment is set as the default. It cannot be changed to an instant payment before the payee’s account number is filled in.

5. Enter the payee’s account number. We make sure whether you are making a payment to a bank that accepts instant payments.

6. If the payee’s bank accepts instant payments, you can select the “Instant payment” option.

7. When the “Instant payment” is selected, the “Processing date” field disappears. Hence, it is not possible to make instant payments with future due dates.

8. The authorization screen for processing the “Instant payment” is the same as for other domestic payments. In addition, you are notified that you have selected the “Instant Payment” as the payment processing method.

9. Within 10 seconds of sending, we will confirm that the instant payment has been credited to the payee’s account.

 

1. Following instructions will show you how to make instant payments via Mobilní banka mobile banking on phones with the iOS operating system.

2. Select the “Payment” option.

3. A blank domestic payment order form will open.

4. An ordinary payment is set as the default. It cannot be changed to an instant payment before the payee’s account number is filled in.

5. Enter the payee’s account number. We make sure whether you are making a payment to a bank that accepts instant payments.

6. If the payee’s bank accepts instant payments, you can select the “Instant payment” option.

7. When the “Instant payment” is selected, the “Processing date” field disappears. Hence, it is not possible to make instant payments with future due dates.

8. The authorization screen for processing the “Instant payment” is the same as for other domestic payments. In addition, you are notified that you have selected the “Instant Payment” as the payment processing method.

9. Within 10 seconds of sending, we will confirm that the instant payment has been credited to the payee’s account.

1. Select the “Payments” menu and click on the “Payment order in CZK” option.

2. A blank form containing no figures will open. An “ordinary” payment processing method is set as the default. It cannot be changed to an “Instant payment” processing method before the payee’s account number is filled in.

3. Enter the payee’s account number in the “To” field and check whether the bank in question accepts instant payments.

4. If the payee’s bank accepts instant payments, you can select the “Instant payment” processing method.

5. Making instant payments with future due dates is not possible. The “Processing date” field is locked and cannot be edited.

6. The authorization screen for processing the “Instant payment” is the same as for other domestic payments. In addition, you are notified that you have selected the “Instant Payment” as the payment processing method.

7. Authorize the payment using the authorisation method you have chosen (the illustration depicts using a password).

8. The payment processing information is displayed.

9. Within 10 seconds of sending, we will confirm that the instant payment has been credited to the payee’s account.

 

Bank name Bank code
Česká spořitelna, a.s. 0800
Air Bank, a.s. 3030
Bank CREDITAS, a.s. 2250
Raiffeisenbank, a.s. 5500
PPF bank, a.s. 6000
Československá obchodní banka, a.s.
(including Poštovní spořitelna)
0300
MONETA Money Bank, a.s. 0600
Fio bank, a.s. 2010
Raiffeisenbank a.s. (to 31. 12. 2021 Equa bank a.s.) 6100
mBank S.A. 6210
Oberbank AG pobočka Česká republika 8040
J&T BANKA, a.s. 5800 

 

Please note: Instant payments cannot be used for money transfers between accounts maintained by Komerční banka.