When you want
an ultra-low
interest rate
1 ATM withdrawal
monthly free of charge
Do you need Home Assistance Services? Call + 420 266 799 787

Interest rate of 13.9 % and no fees or hidden conditions

1 cash withdrawal from any ATM in the Czech Republic free of charge each month

Post-warranty repair service for appliances and home emergencies

Benefit from an interest-free period of up to 45 days

WHY SHOULD YOU GET THE A CARD

  • Separate your finances in connection with day-to-day expenses , vacation or online payments

  • Purchase a household appliance on instalment credit terms, but you do not want to apply for hire purchase again

  • Occasionally withdraw cash without any fees using your credit card

  • Benefit from post-warranty repair service for your appliance free of charge

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Selected price list items

Annual fee for card
Free of charge
Annual fee for issue of second card to credit account
Free of charge
Monthly fee for administration and management of credit account
Free of charge
Monthly automatic payment in interest-free period
Free of charge
Services in the price of card
Optional Repayment Insurance Option,
Optional Household Assistance Service
Cash withdrawal from ATM in the Czech Republic and other 44 european countries
1 withdrawal monthly free of charge,
next CZK 59
Cash withdrawal from ATM abroad - other countries
CZK 99
Change of PIN in KB ATM
Free of charge

HOW TO GET THIS PRODUCT?

BY PHONE

Leave it all up to us. Leave your contact information – we will call you back.

AT A BRANCH

Select a branch, leave your contact information – we will call you back.

MOJEBANKA

Get the service online – directly in the MojeBanka application.

MOJEBANKA
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USEFUL INFORMATION

  • 4U Card is a contactless embossed credit card
  • Draw up to CZK 30,000 without proof of income
  • Benefit from an interest-free period of up to 45 days
  • Repay your outstanding balance in full or only pay 3% per month plus interest
  • Quick and secure payments all over the world and even online
  • Suitable complement to a MůjÚčet / MůjÚčet Plus account or a student account
  • With automatic repayments, we will make payments for you – alternatively, you can set up automatic card repayment during grace period free of charge
  • Check out our example

 

  • Card issue and maintenance free of charge
  • Automatic repayment during grace period free of charge
  • 1 cash withdrawal from any ATM in the Czech Republic free of charge each month
  • Interest rate of 13.9%
  • Optional Home Assistance Services free of charge, including post-warranty repair service for appliances and services of a plumber and an electrician - up to the limit of CZK 5,000
  • Optional payment protection insurance free of charge

Simply visit one of our branches or use the MojeBanka application, if you are a KB client.

In order to apply

You must be over the age of 18 and be a Czech citizen or have a permanent residence / residence permit in the Czech Republic.

You will need the following documents

Prepare a valid identity card.  

Good to have