A Card

Credit card for bargain shopping with a savings bonus,
and a telephone assistant

Discounts of up to 30% for goods, travel, and wellness

Discounts at more than 10,000 points of sale throughout the Czech Republic and Slovakia

Extended warranty for selected products

Interest-free loan for 45 days

WHY SHOULD YOU GET THE A CARD

Quick and secure payments around the globe
We will book your plane tickets, hotels, and cultural events

Great bargains all year round – with the Sphere VIP catalogue
We will assist you with household emergencies

Something extra

Why is the A card better than other credit cards

Great deals combined with pension savings

Do you enjoy shopping? With your credit card, you will get access to attractive offers and discounts of up to 30% as part of the Sphere VIP programme. Get great deals in regular and online stores or purchase your next vacation at a discount! Moreover, you can spend your money without any buyer’s remorse. It really pays off to use your credit card, since each purchase leads to contributions to your pension savings! Get 1% back from each payment to your pension savings account (up to CZK 500 a month).

Locked out of your house? No worries

You know the feeling. It happens at the worst possible moment. A gust of wind slams your door shut and there is no one at home. We have to deal with situations like this every day. However, with your credit card, you no longer have to - you can benefit from locksmith services up to the limit of CZK 10,000.

Household emergencies are on us

Life brings different situations. You may have to deal with smaller disasters at home – such as burst water pipes. With your credit card, you can benefit from household plumbing services up to the limit of CZK 10,000. You can quickly resolve water pipe damage, bathroom accidents, etc.

Medical assistance

Are you sick or recovering after an accident and cannot pick up your prescription? Simply have your medication delivered to your home – all we need is a prescription. With the medication delivery assistance service, you have everything covered. We will deliver your medication to your home (up to the limit of CZK 5,000).

Selected price list items

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Fee for the credit cards

free of charge

Fee for issue of second card to credit account

free of charge

Monthly fee for administration and management of credit account

CZK 59 / free of charge*CZK 29 / free of charge**

Monthly fee for automatic installment in grace period

CZK 29

Cash withdrawal from the shared ATM’s network

1 %, min. CZK 30

Cash withdrawal from ATMs of other domestic banks and Selected european states

1 %, min. CZK 100

Cash withdrawal from ATMs abroad - other states

1 %, min. CZK 100

Change of PIN at KB ATMs

free of charge

HOW TO GET THIS PRODUCT?

By phone

Leave it all up to us. Leave your contact information – we will call you back.

At a branch

Select a branch, leave your contact information – we will call you back.

Online

Complete an application and a courier will deliver the given contract to your home.

USEFUL INFORMATION

About the A Card

The A Card is a contactless embossed credit card
Credit limit up to CZK 30,000 without proof of income and up to CZK 250,000 without security
Interest-free loan for 45 days
Repay the whole outstanding amount or just 3% each month
We will transfer the funds for you with automatic repayment
Spend at least CZK 3,000 per month for free account maintenance fees
Quick and secure payments anywhere in the world, even online
Great option for MůjÚčet Gold / MůjÚčet Plus accounts
Check the following example

Complete list of benefits

Bargain shopping all year round – with Sphere VIP
Higher discounts or gifts during the special Marianne days (Dny Marianne) events
Special terms and conditions for students
Receive up to CZK 500 each month from all payments for a KB pension savings account
Account maintenance free of charge if you spend at least CZK 3,000 per month (CZK 1,500 for students)
Stylish card design
Extended warranty for selected products
Assistance services and insurance for various emergencies:
- Household emergencies
- You have locked yourself out
- Plane ticket and accommodation bookings
- Ordering and delivery of flowers
- Concert ticket cancellation due to illness
- Mobile phone or refrigerator servicing (for up to 1 year after warranty)