When you like
good bargain shopping

Up to CZK 250,000

Discounts of up to 30% for goods, travel, and wellness

Discounts at more than 10,000 points of sale throughout the Czech Republic and Slovakia

Extended warranty for selected products

Interest-free loan for 45 days


  • Quick and secure payments around the globe

  • We will book your plane tickets, hotels, and cultural events

  • Great bargains all year round – with the Sphere VIP catalogue

  • We will assist you with household emergencies

Something extra

Why is the A card better than other credit cards


Selected price list items

Fee for the credit cards
free of charge
Fee for issue of second card to credit account
free of charge
Monthly fee for administration and management of credit account
CZK 59 / free of charge*CZK 29 / free of charge**
Monthly fee for automatic installment in grace period
CZK 29
Cash withdrawal from the shared ATM’s network
1 %, min. CZK 30
Cash withdrawal from ATMs of other domestic banks and Selected european states
1 %, min. CZK 100
Cash withdrawal from ATMs abroad - other states
1 %, min. CZK 100
Change of PIN at KB ATMs
free of charge


By phone

Leave it all up to us. Leave your contact information – we will call you back.

At a branch

Select a branch, leave your contact information – we will call you back.


Complete an application and a courier will deliver the given contract to your home.



  • The A Card is a contactless embossed credit card
  • Credit limit up to CZK 30,000 without proof of income and up to CZK 250,000 without security
  • Interest-free loan for 45 days
  • Repay the whole outstanding amount or just 3% each month
  • We will transfer the funds for you with automatic repayment
  • Spend at least CZK 3,000 per month for free account maintenance fees
  • Quick and secure payments anywhere in the world, even online
  • Great option for MůjÚčet Gold / MůjÚčet Plus accounts
  • Check the following example
  • Bargain shopping all year round – with Sphere VIP
  • Higher discounts or gifts during the special Marianne days (Dny Marianne) events
  • Special terms and conditions for students
  • Receive up to CZK 500 each month from all payments for a KB pension savings account
  • Account maintenance free of charge if you spend at least CZK 3,000 per month (CZK 1,500 for students)
  • Stylish card design
  • Extended warranty for selected products
  • Assistance services and insurance for various emergencies:
    • Household emergencies
    • You have locked yourself out
    • Plane ticket and accommodation bookings
    • Ordering and delivery of flowers
    • Concert ticket cancellation due to illness
    • Mobile phone or refrigerator servicing (for up to 1 year after warranty)

Explore other insurance and benefits available with the card.

Simply visit one of our branches or use the MojeBanka application, if you are a KB client.

In order to apply

You must be over the age of 18 and be a Czech national or have permanent residence / residence permit in the Czech Republic.

You will need the following documents

Prepare a valid identity card.

Dokumenty ke stažení:

Product Acquisition Form (Czech version only, PDF, 19,4 kB)

Payment Card Guide (Czech version only, PDF, 477 kB)

Payment Card Guide valid from 30th March 2021 (Czech version only - PDF, 439 kB)

Collective Insurance to Credit Cards A Card and Lady Card – Product Description (Czech version only, PDF, 109 kB)

Insurance Conditions on Optional Collective Payment Protection Insurance (Czech version only, PDF, 289 kB)

Insurance Conditions on Collective Insurance to Credit Cards A Card a Lady Card (Czech version only, PDF, 140 kB)

Information on Supplementary Services (Czech version only, PDF, 208 kB)

Terms and Conditions Applying to Credit Cards (PDF, 327 kB)

A Card e-flyer  (Czech version only, PDF, 408 kB)

Good to have