When you like
good bargain shopping

Up to CZK 250,000

Discounts of up to 30% for goods, travel, and wellness

Discounts at more than 10,000 points of sale throughout the Czech Republic and Slovakia

Extended warranty for selected products

Interest-free loan for 45 days


  • Quick and secure payments around the globe

  • We will book your plane tickets, hotels, and cultural events

  • Great bargains all year round – with the Sphere VIP catalogue

  • We will assist you with household emergencies

Something extra

Why is the A card better than other credit cards



By phone

Leave it all up to us. Leave your contact information – we will call you back.

At a branch

Select a branch, leave your contact information – we will call you back.


Complete an application and a courier will deliver the given contract to your home.



  • The A Card is a contactless embossed credit card
  • Credit limit up to CZK 30,000 without proof of income and up to CZK 250,000 without security
  • Interest-free loan for 45 days
  • Repay the whole outstanding amount or just 3% each month
  • We will transfer the funds for you with automatic repayment
  • Spend at least CZK 3,000 per month for free account maintenance fees
  • Quick and secure payments anywhere in the world, even online
  • Great option for MůjÚčet Gold / MůjÚčet Plus accounts
  • Check the following example
  • Bargain shopping all year round – with Sphere VIP
  • Higher discounts or gifts during the special Marianne days (Dny Marianne) events
  • Special terms and conditions for students
  • Receive up to CZK 500 each month from all payments for a KB pension savings account
  • Account maintenance free of charge if you spend at least CZK 3,000 per month (CZK 1,500 for students)
  • Stylish card design
  • Extended warranty for selected products
  • Assistance services and insurance for various emergencies:
    • Household emergencies
    • You have locked yourself out
    • Plane ticket and accommodation bookings
    • Ordering and delivery of flowers
    • Concert ticket cancellation due to illness
    • Mobile phone or refrigerator servicing (for up to 1 year after warranty)

Explore other insurance and benefits available with the card.

Simply visit one of our branches or use the MojeBanka application, if you are a KB client.

In order to apply

You must be over the age of 18 and be a Czech national or have permanent residence / residence permit in the Czech Republic.

You will need the following documents

Prepare a valid identity card.

Dokumenty ke stažení:

Product Acquisition Form (Czech version only, PDF, 19,4 kB)

Payment Card Guide (Czech version only, PDF, 477 kB)

Payment Card Guide valid from 30th March 2021 (Czech version only - PDF, 439 kB)

Collective Insurance to Credit Cards A Card and Lady Card – Product Description (Czech version only, PDF, 109 kB)

Insurance Conditions on Optional Collective Payment Protection Insurance (Czech version only, PDF, 289 kB)

Insurance Conditions on Collective Insurance to Credit Cards A Card a Lady Card (Czech version only, PDF, 140 kB)

Information on Supplementary Services (Czech version only, PDF, 208 kB)

Terms and Conditions Applying to Credit Cards (PDF, 327 kB)

A Card e-flyer  (Czech version only, PDF, 408 kB)

Good to have