something extra

Available credit limit
Of up to CZK 500,000  

Travel insurance coverage of up to CZK 10 mil. for your whole family

Cash withdrawals free of charge worldwide

DragonPass membership and 4 free admission to more than 1300 airport lounges

Notice: Travel Insurance Terms and Conditions were amended as of 1 July 2021. Learn more.


  • Travel smoothly and above standard around the world

  • Always have cash on and and not having to look for suitable ATMs

  • Have insured items for business trips, golf and ski equipment

  • An assistant who can book a hotel for you, arrange a lawyer or help on a road

Something extra

What makes World Elite Credit Card better than other credit cards



By phone

Leave it all up to us. Leave your contact information – we will call you back.

At a branch

Select a branch, leave your contact information – we will call you back.


Get the service online – directly in the MojeBanka application.


Good to know

  • Credit card with a limit of up to CZK 500,000 that offers contactless payments
  • Credit card suitable for everyday secure payments incl. payments on the Internet
  • Monthly fee of CZK 550 – for current fees, always see the KB Pricelist
  • Complimentary travel insurance for your entire family covering medical emergencies (accidents or sudden illness) with a limit of up to CZK 10 mil.
  • Make payments of at least 3% + interest on the credit per month or repay the outstanding balance at once
  • Benefit from a grace period of up to 45 days
  • With automatic repayments, you do not have to worry about your payments – we will make them for you
  • Check out our example
  • ATM withdrawals free of charge anywhere in the world
  • Grace period of up to 45 days
  • Automatic repayments included
  • Above-standard travel insurance with a limit of up to CZK 10 mil. covering medical emergencies
    • Insurance covering equipment for business trips, golf, and skiing with a limit of up to CZK 50,000
    • Where necessary, we will deliver cash to you abroad
    • Flight delay / missed flight insurance with a limit of up to CZK 15,000
    • Insurance covering lost or damaged luggage (up to CZK 50,000) or luggage delay (up to CZK 10,000)
    • Insurance covering legal assistance abroad with a limit of up to CZK 200,000
    • Third-party liability insurance with a limit of CZK 3 mil. included
  • DragonPass membership and free access to airport lounges worldwide (4 times a year; learn more at
    Priority check-in at Terminal 1 of the Prague Ruzyně Airport
  • Assistance services

    • Roadside assistance services
    • Bicycle assistance services
    • Lifestyle assistance services
  • Benefits within the Mastercard Premium program:
    • 15% discount on parking at Václav Havel Airport in Prague
    • Priority check-in at the airport in Prague from Terminal 1
    • uLékař service
    • Mastercard Assistant and more
    • You can find all benefits at

Quality guarantee: if you are not satisfied with your newly opened account within the first 6 months, we will refund your account management fees.

In order to apply

You must be over the age of 18 and be a Czech citizen or have a permanent residence / residence permit in the Czech Republic.

You will need the following documents

Prepare a valid identity card.

Documents for download:

Payment Card Guide (Czech version only, PDF, 477 kB)

Product Acquisition Form (Czech version only, ZIP, 19,3 kB)

Promotional Offer World Elite (Czech version only, PDF, 126 kB)

Terms and Conditions Applying to Credit Cards (PDF, 320 kB)

Platinum Credit Card e-flyer (Czech version only, PDF, 295 kB)


Representative example

Total amount of credit: CZK 100,000. Floating interest rate: 9.90%. Maximum monthly payment: CZK 9,158. Monthly credit card fee: CZK 550. APRC: 24,09 %. Total amount due from the client: CZK 111,964. Loan term: indefinite period.

The example is based on the following parameters: Credit is drawn immediately by a single noncash transaction – up to the total amount of credit. The drawn amount is repaid by twelve payments, each amounting to 1/12 of the drawn amount. The first payment is paid one month after the drawdown date and includes a pro rata amount of the principal and interest accrued from the drawdown date to the payment date. Subsequent eleven payments are paid on a monthly basis, always on the same day of the month as the first payment, and include a pro rata amount of the principal and interest charged for the relevant billing period.